well I vividly recall seble/admin saying this is more true at D3. His logic was that nobody remembers Podunk St. making the Final 4 in D3, but going 27-2 before the NT starts is more important at that level. His logic, not mine.
In D1, I thought he also said that postseason success and baseline prestige and all that had more to do with prestige than at the D3 level. But al's comment is from an exchange with seble that's more recent than the incident that I'm remembering, so maybe even D1 has been tweaked a bit in favor of win%.
At any rate, at D3, my observations are the same today as they have been all along. If you go 16-13 instead of 27-2 then you're at risk of losing some prestige unless you make a deep run in the NT. If you only go 1 or 2 rounds, then you may take a step backward at 16-13. Go 27-2 instead and you have more leeway even in an early exit situation.