I'll also toss out that the position you have them playing at is contributing to the difference -- the PG and SG slots tend to be more foul-prone in my experience under the Sim, so the fact the 2.8 guy is starting at point and the 1.5 guy appears to be your starting SF in the box scores I looked at is also a part of the disparity.
Of course the caveat here is I haven't read your box scores enough to pay attention to substitution patterns, so I'm assuming that the starting position is where each player is getting the bulk of their game minutes.