All the smartass comments aside, I had the #2 SOS, and my WIS rank going into the playoffs was #1. This isn't whining by any means. That SOS and that WIS ranking should have gotten me past the first round of the playoffs. My first half game plan was just fine, especially on defense. He scored on a PR for a TD and a blocked punt that set up a FG. He did not really move the ball in the second half either.
I posted what I posted because while I realize upsets do occur, there seemed to be a disproportionate amount of upsets and not just because I lost. Either the formula to determine SOS and WIS rankings needs to be tweaked, or the game engine needs a tweak.