Probably **** it away. I'll believe the new regime knows what they're doing when I see it.
I think 4 seasons is enough to get a decent understanding of the game but I don't think everyone, regardless of experience, fully understands the use of cash. Most worlds with large amounts of cash in trades are 'tard worlds. Cash is for the lazy and/or stupid.
I hope the person getting the advice recognizes where said advice is coming from.