i need 100 man hours to run my business. I have two 40 hour employees and a part-timer for 20 hours. No healtcare benefits are offered. After Obamacare, i have to offer healthcare benefits to the two 40 hour employees or pay a fine. So I hire a 4th and all 4 now work 25 hours. Since I run a lawncare service, it's not that big of a deal if the previous 2 full-time employees quit. I can find someone else who knows how to cut grass and lay sod. A lot of people are still out of work.