It's only as complicated as you make it. Get to 20 twice overcomplicates it but it is just twice. It's not that complicated.
I think putting a limit on WW claims, since zero went over like a lead balloon, is nonsense just because of the delay of knowing if your WW claim was successful.
But neither one of those rules should make your head spin.
As I said, you're on page 18, day 12 and you don't even have anthing close to a consensus. And you have owners still stating they'd prefer a different option.
This concept has to be all in or none in. Otherwise, it's an exercise in futility.