In all of my 50+ seasons, I've yet to have a recruiting season without a single available scholarship.  After striking out to get a Jr. SF transfer this recruiting period, I'm looking at the season after this next one to be in that very situation as I don't have a single junior on the roster.  How is that recruiting money handled?  I'm assuming I just automatically keep 25% of whatever carryover plus tourney cash we get in that off-season as if we filled our scholarships?

Well you won't get any recruiting money since you'll have 0 to recruit for, so you'll just have the 25% carryover from whatever you had the season previous...say you had $1000 left at the end of recruiting for season 50...You'd have $250 for season 51 + whatever tourney cash.

If you don't recruit because your roster is full, I think the entire amount carries over without the 75% reduction.  

 Colonels may be saying the same thing, but it's 4:45 a.m.,  I haven't had my coffee yet, and my mind's a bit blurry

You will have the 25% carryover from last season. Then next season, since you didn't have any scholarships to fill, you will carryover 100%.

Thanks for the answers guys.  I don't think it's fair to have a 100% carryover, but I'll take it I guess.