I just had a D3 game where I gave up 620 yards and 51 points. I know there is LOT, LOT more to it that just the total ratings number for a player but, my defensive starters had an average rating of 590 and his offense had an average of 513. By the GUESS ratings--my defensive starters had an average of 53.93 and his offensive starters were 51.13. His QB is very good but not great with a 52 GI, 53 Tech, and 49 Strength.
Having played for about 3 seasons or so with 3 teams--I know that offense rules in this game but with the numbers above, there is absolutely no way I should have given up 31 first downs, 620 yards, and 51 points.
I hope the new 3.0 game rewards good defensive teams. IF teams score near 100 points in a game and QBs throw over 10,000 yards and 100 touchdowns in a season--I will be gone.