IMHO, when a new owner takes over a team at the start of a new season, I feel that the new owner should be able to adjust thier budgets as they see fit the first time in only. Case in point, an owner takes a team that has skimped on Training and Medical and now the new owner has to play season after season to get his T&M budget to 20/20 where he wants it. In the meantime over the next ever how many seasons, catastrophic injuries plague a team that in most cases wasn't in very good shape to start with. It would be a one time deal for new owners joining a world at the start of the season.

This is always answered with using an alias to game the game. No one has produced a way to stop it. MikeT23 could run 0/0 with a super high payroll for either FA or IFA for a season. Drop the team, have poiuyt pick it up and run 20/20 the next season and, if it's a public world, transfer to MikeT23 after budgeting.