Depends. How is my defense playing? How many time outs do I have? Has their offense actually driven the length of the field to garner points, or have they been gifted with a turnover and great field position? If the latter, and I have time outs, I'm absolutely kicking the field goal and allowing my defense the opportunity to get the ball back. If it's a barn burner, with 70+ combined points, I probably go for it.