the other problem with money limits is that everything runs off credit. to make a fixed amount to get considered regardless of distance or prestige really makes no sense, in the context of HD recruiting.
in and of itself, im not totally against effort limits to get considered, well, they already exist - but higher, more meaningful ones. but i dont think it solves the problem. even with any limits you can impose, if you actually fill those d1 worlds back up to the 160-200 range, it would be literally impossible for mid majors to put together a quality team. ok, not literally, but with a smart mid major coach in every area, you wouldnt be able to get by finding what falls through in a big 1000 mile circle. the people who make it at mid majors today are generally taking advantage of the fact that d1 is a ghost town and you can reach far out for mid major players. fill it up, and it would be like playing in the BCS conference - you cant go into other BCS areas and take BCS players, at least, generally speaking. d1 should work with 200 people like it used to, and considering limits simply dont make that possible.