Sure, although less so with the long time owners in my World. But I'm not relying on only their word (or only on the word of WhatIf, which can also be sketchy).
I know they offered 20x5 because I verify that sort of info every time I am in a bidding war. Given that, according to you, the only ways I win are either:
1) The other owner, in every instance, was unwilling to got to $110 instead of $100 despite having the extra $ available in year 1.
2) The other owner was willing to go to $110 but was unwilling to make the final year a player option (which is truly absurd if you stop to think about it) or offer a NTC.
if either of those things don't happen, I lose (according to you).
if it was a 1-time thing with just 1 competing owner involved, sure it could happen. For it to happen multiple times with multiple owners in some of those individual bidding wars stretches the bounds of credulity. Plus they ALL have to lie about it. ;)