And if the integrity of data is so important, why allow transfers at all? So an owner who is absent is not entitled to his record or credits, but an owner who consents to giving up his credits and record isn't allowed to do so? What's the difference in an active owner taking on a bad record in either of those situations? He still has someone else's record on his profile, and is clearly okay with it if he gives that approval. The logic is just so flawed.