| Lineup | Toledo | PG - Joe Sadler (fresh) SG - Brian Goulet (fresh) SF - Harold Bowden (fresh) PF - Jerry Cooper (fresh) C - Harold Jackman (fresh) | |
| Lineup | Gardner-Webb | PG - Ian Lewis (fresh) SG - Ronald Schlesinger (fresh) SF - Andrew Bluhm (fresh) PF - Jonathan Eastman (fresh) C - Terry Cover (fresh) | |
| 20:00 | Gardner-Webb | Terry Cover wins the tip | 0-0 |
| Game Plan | Toledo | Toledo is playing a fastbreak offense and a man to man (0) | |
| Game Plan | Gardner-Webb | Gardner-Webb is playing a flex offense and a man to man (0) | |
| 19:34 | Gardner-Webb | Ian Lewis is fouled on the floor by Harold Bowden - foul #1 on Harold Bowden, team foul #1 | 0-0 |
| 19:20 | Gardner-Webb | Ronald Schlesinger is hacked by Brian Goulet - foul #1 on Brian Goulet, team foul #2 | 0-0 |
| 19:05 | Gardner-Webb | Ronald Schlesinger is fouled on the floor by Harold Bowden - foul #2 on Harold Bowden, team foul #3 | 0-0 |
| Subs | Toledo | Gary Gordon (SF) Harold Bowden | |
| Subs | Gardner-Webb | | |
| 18:50 | Gardner-Webb | Ian Lewis's pass is intercepted by Joe Sadler | 0-0 |
| 18:47 | Toledo | Joe Sadler lays it up and in | 2-0 |
| 18:24 | Gardner-Webb | Ronald Schlesinger misses short on a 3pt jumper from the left corner | 2-0 |
| 18:22 | Toledo | Jerry Cooper gets the rebound | 2-0 |
| 18:18 | Toledo | Harold Jackman is fouled on the floor by Terry Cover - foul #1 on Terry Cover, team foul #1 | 2-0 |
| 18:05 | Toledo | Joe Sadler is hacked by Terry Cover - foul #2 on Terry Cover, team foul #2 | 2-0 |
| Subs | Toledo | | |
| Subs | Gardner-Webb | John Simons (C) Terry Cover | |
| 17:59 | Toledo | Joe Sadler scores on a shot from the left wing and he's fouled by Ian Lewis - foul #1 on Ian Lewis, team foul #3 | 4-0 |
| 17:59 | Toledo | Joe Sadler makes the free throw | 5-0 |
| 17:45 | Gardner-Webb | Andrew Bluhm hits the front of the rim on the shot from the left side | 5-0 |
| 17:43 | Toledo | Jerry Cooper grabs the board | 5-0 |
| 17:37 | Toledo | Jonathan Eastman steals it from Jerry Cooper | 5-0 |
| 17:19 | Gardner-Webb | John Simons is called for traveling | 5-0 |
| 17:02 | Toledo | Joe Sadler can't connect on a 3pt attempt from the left corner | 5-0 |
| 17:01 | Gardner-Webb | The rebound goes to Ronald Schlesinger | 5-0 |
| 16:43 | Gardner-Webb | Ronald Schlesinger is whistled for traveling | 5-0 |
| 16:14 | Toledo | Harold Jackman hits the finger roll on a nice dish by Brian Goulet | 7-0 |
| 15:47 | Gardner-Webb | Ian Lewis knocks in the 3 pointer from the left corner | 7-3 |
| Lineup | Toledo | PG - Joe Sadler (fresh) 5 pts. SG - Brian Goulet (fresh) 1 ast. SF - Gary Gordon (fresh) PF - Jerry Cooper (fresh) 2 reb. C - Harold Jackman (fresh) 2 pts. | |
| Lineup | Gardner-Webb | PG - Ian Lewis (fresh) 3 pts. SG - Ronald Schlesinger (fresh) SF - Andrew Bluhm (fresh) PF - Jonathan Eastman (fresh) C - John Simons (fresh) | |
| 15:45 | Toledo | Joe Sadler's pass is off the mark and out of bounds in the backcourt | 7-3 |
| Subs | Toledo | | |
| Subs | Gardner-Webb | Gerard Mitchell (SF) Andrew Bluhm | |
| 15:38 | Gardner-Webb | Brian Goulet is called for the reach on Ronald Schlesinger - foul #2 on Brian Goulet, team foul #4 | 7-3 |
| Subs | Toledo | Harold Edwards (SG) Brian Goulet | |
| Subs | Gardner-Webb | | |
| 15:30 | Gardner-Webb | Gerard Mitchell misses the 3pt attempt from straight away | 7-3 |
| 15:28 | Toledo | The rebound goes to Harold Jackman | 7-3 |
| 15:22 | Toledo | Harold Jackman misses the lay-in but he's fouled by John Simons - foul #1 on John Simons, team foul #4 | 7-3 |
| Subs | Toledo | Scott Sizemore (PG), Ricky Roberts (PF) Joe Sadler, Jerry Cooper | |
| Subs | Gardner-Webb | | |
| 15:22 | Toledo | Harold Jackman makes the 1st free throw | 8-3 |
| 15:22 | Toledo | Harold Jackman misses the 2nd free throw | 8-3 |
| 15:22 | Gardner-Webb | John Simons gets the rebound | 8-3 |
| 15:04 | Gardner-Webb | Ronald Schlesinger drills a shot from the right block on a great pass from Ian Lewis | 8-5 |
| 14:58 | Toledo | Harold Jackman misses short on a jumper from the right wing | 8-5 |
| 14:57 | Gardner-Webb | John Simons grabs the board | 8-5 |
| 14:39 | Gardner-Webb | Gerard Mitchell clanks a pull-up jumper from just outside the lane | 8-5 |
| 14:38 | Toledo | Ricky Roberts grabs the defensive rebound | 8-5 |
| 14:33 | Toledo | Scott Sizemore misses badly on a 3pt shot from the left corner | 8-5 |
| 14:31 | Gardner-Webb | Ronald Schlesinger pulls down the rebound | 8-5 |
| 14:02 | Gardner-Webb | Jonathan Eastman misses the jumper near the basket but he's fouled by Ricky Roberts - foul #1 on Ricky Roberts, team foul #5 | 8-5 |
| Subs | Toledo | Joe Sadler (PG), Martin Burke (SF), Jerry Cooper (PF), John Purcell (C) Scott Sizemore, Gary Gordon, Ricky Roberts, Harold Jackman | |
| Subs | Gardner-Webb | Edwin Welty (SG), Andrew Bluhm (SF), John Hatch (C) Ian Lewis, Ronald Schlesinger, John Simons | |
| 14:02 | Gardner-Webb | Jonathan Eastman makes the 1st free throw | 8-6 |
| 14:02 | Gardner-Webb | Jonathan Eastman misses the 2nd free throw | 8-6 |
| 14:02 | Toledo | Jerry Cooper pulls down the rebound | 8-6 |
| 13:57 | Toledo | Joe Sadler misses short on a 3pt shot from the right corner | 8-6 |
| 13:55 | Gardner-Webb | John Hatch pulls down the rebound | 8-6 |
| 13:38 | Gardner-Webb | John Hatch misses the lay-in | 8-6 |
| 13:36 | Gardner-Webb | Andrew Bluhm grabs the offensive rebound | 8-6 |
| 13:23 | Gardner-Webb | Martin Burke is called for the reach on Jonathan Eastman - foul #1 on Martin Burke, team foul #6 | 8-6 |
| Subs | Toledo | | |
| Subs | Gardner-Webb | Micheal Capps (C) Jonathan Eastman | |
| 12:58 | Gardner-Webb | Edwin Welty buries a fadeaway jumper from just outside the lane | 8-8 |
| 12:39 | Toledo | Jerry Cooper buries a turnaround from the left block on a nice dish by Martin Burke | 10-8 |
| 12:15 | Gardner-Webb | Gerard Mitchell's pass is off the mark and out of bounds | 10-8 |
| Subs | Toledo | Scott Sizemore (PG), Gary Gordon (SF), Ricky Roberts (PF) Joe Sadler, Harold Edwards, Jerry Cooper | |
| Subs | Gardner-Webb | Ian Lewis (PG), Ronald Schlesinger (SG) Gerard Mitchell, Edwin Welty | |
| 11:56 | Toledo | Gary Gordon scores on a fadeaway jumper from the free throw line on a nice dish by Scott Sizemore | 12-8 |
| 11:30 | Gardner-Webb | Gary Gordon takes the ball from Micheal Capps | 12-8 |
| 11:27 | Toledo | Gary Gordon blows the layup | 12-8 |
| 11:26 | Toledo | John Purcell tips it in | 14-8 |
| Lineup | Toledo | PG - Scott Sizemore (fresh) 1 ast. SG - Martin Burke (fresh) 1 ast. SF - Gary Gordon (fresh) 2 pts. PF - Ricky Roberts (fresh) C - John Purcell (fresh) 2 pts. | |
| Lineup | Gardner-Webb | PG - Ian Lewis (fresh) 3 pts. 1 ast. SG - Ronald Schlesinger (fresh) 2 pts. SF - Andrew Bluhm (fairly fresh) PF - John Hatch (fresh) C - Micheal Capps (fresh) | |
| 11:10 | Gardner-Webb | Micheal Capps comes up short on the fadeaway jumper from the right wing | 14-8 |
| 11:09 | Gardner-Webb | John Hatch snags the offensive board | 14-8 |
| 10:53 | Gardner-Webb | Ricky Roberts is called for the reach on John Hatch - foul #2 on Ricky Roberts, team foul #7 | 14-8 |
| Subs | Toledo | Joe Sadler (PG), Harold Edwards (SG), Jerry Cooper (PF), Harold Jackman (C) Scott Sizemore, Martin Burke, Ricky Roberts, John Purcell | |
| Subs | Gardner-Webb | Edwin Welty (SF), Jonathan Eastman (PF) Andrew Bluhm, Micheal Capps | |
| 10:53 | Gardner-Webb | John Hatch misses the 1st free throw | 14-8 |
| 10:53 | Toledo | Harold Jackman grabs the defensive rebound | 14-8 |
| 10:32 | Toledo | Gary Gordon is denied on a dunk by Jonathan Eastman | 14-8 |
| 10:31 | Toledo | Gary Gordon pulls down the offensive rebound | 14-8 |
| 10:20 | Toledo | A charge is called on Harold Jackman - foul #1 on Harold Jackman, team foul #8 | 14-8 |
| Subs | Toledo | | |
| Subs | Gardner-Webb | Gerard Mitchell (SG), John Simons (C) Ronald Schlesinger, John Hatch | |
| 09:55 | Gardner-Webb | Jonathan Eastman drills a floater in the paint and he's fouled by Jerry Cooper - foul #1 on Jerry Cooper, team foul #9 | 14-10 |
| Subs | Toledo | Martin Burke (SF) Gary Gordon | |
| Subs | Gardner-Webb | Micheal Capps (SF) Ian Lewis | |
| 09:55 | Gardner-Webb | Jonathan Eastman makes the free throw | 14-11 |
| 09:46 | Toledo | Harold Jackman makes the driving attempt in the lane on a nice dish by Joe Sadler | 16-11 |
| 09:39 | Gardner-Webb | Gerard Mitchell buries a 3pt shot from the right corner on a nice dish by John Simons | 16-14 |
| 09:20 | Toledo | Harold Jackman misses the easy layup | 16-14 |
| 09:18 | Gardner-Webb | Micheal Capps grabs the defensive rebound | 16-14 |
| 09:12 | Gardner-Webb | Edwin Welty misses short on a jumpshot from the right side | 16-14 |
| 09:11 | Toledo | The rebound goes to Jerry Cooper | 16-14 |
| 09:05 | Toledo | Harold Edwards comes up short on the 3 from the left corner | 16-14 |
| 09:04 | Gardner-Webb | Micheal Capps snags the defensive board | 16-14 |
| 08:48 | Gardner-Webb | John Simons is hacked by Jerry Cooper - foul #2 on Jerry Cooper, team foul #10 | 16-14 |
| Subs | Toledo | Scott Sizemore (PG), Gary Gordon (SF), Ricky Roberts (PF) Joe Sadler, Martin Burke, Jerry Cooper | |
| Subs | Gardner-Webb | Ian Lewis (PG), Ronald Schlesinger (SG), Andrew Bluhm (SF) Gerard Mitchell, Edwin Welty, Micheal Capps | |
| 08:48 | Gardner-Webb | John Simons makes the 1st free throw | 16-15 |
| 08:48 | Gardner-Webb | John Simons makes the 2nd free throw | 16-16 |
| 08:28 | Toledo | Gary Gordon throws it down set up by Scott Sizemore | 18-16 |
| 08:07 | Gardner-Webb | Ronald Schlesinger hits a pull-up jumper from just outside the lane | 18-18 |
| 07:41 | Toledo | Gary Gordon misses badly on a jumper from the left wing | 18-18 |
| 07:39 | Gardner-Webb | John Simons pulls down the rebound | 18-18 |
| 07:14 | Gardner-Webb | Harold Jackman steps in front of the Jonathan Eastman pass | 18-18 |
| Lineup | Toledo | PG - Scott Sizemore (fresh) 2 ast. SG - Harold Edwards (fairly fresh) SF - Gary Gordon (fresh) 4 pts. PF - Ricky Roberts (fresh) C - Harold Jackman (fairly fresh) 5 pts. 2 reb. | |
| Lineup | Gardner-Webb | PG - Ian Lewis (fresh) 3 pts. 1 ast. SG - Ronald Schlesinger (fresh) 4 pts. SF - Andrew Bluhm (fairly fresh) PF - Jonathan Eastman (fairly fresh) 4 pts. C - John Simons (fairly fresh) 2 pts. 3 reb. | |
| 06:54 | Toledo | Harold Jackman misses the lay-in but he's hacked by John Simons - foul #2 on John Simons, team foul #5 | 18-18 |
| Subs | Toledo | Joe Sadler (PG), Martin Burke (SG), John Purcell (C) Scott Sizemore, Harold Edwards, Ricky Roberts | |
| Subs | Gardner-Webb | Gerard Mitchell (SF), John Hatch (PF), Micheal Capps (C) Andrew Bluhm, Jonathan Eastman, John Simons | |
| 06:54 | Toledo | Harold Jackman makes the 1st free throw | 19-18 |
| 06:54 | Toledo | Harold Jackman makes the 2nd free throw | 20-18 |
| 06:33 | Gardner-Webb | Gerard Mitchell misses badly on a 3 from the left corner | 20-18 |
| 06:31 | Gardner-Webb | Ian Lewis misses the tip | 20-18 |
| 06:29 | Toledo | Harold Jackman grabs the defensive rebound | 20-18 |
| 06:24 | Toledo | Joe Sadler clanks a fadeaway from the left side | 20-18 |
| 06:22 | Gardner-Webb | Gerard Mitchell pulls down the rebound | 20-18 |
| 06:11 | Gardner-Webb | Ronald Schlesinger misses badly on a floater from the free throw line | 20-18 |
| 06:09 | Toledo | Harold Jackman grabs the defensive rebound | 20-18 |
| 06:04 | Toledo | Gary Gordon blows the layup but he's fouled by John Hatch - foul #1 on John Hatch, team foul #6 | 20-18 |
| Subs | Toledo | Brian Goulet (SG), Jerry Cooper (PF) Martin Burke, Harold Jackman | |
| Subs | Gardner-Webb | John Garrison (SG), Edwin Welty (SF) Ian Lewis, Ronald Schlesinger | |
| 06:04 | Toledo | Gary Gordon misses the 1st free throw | 20-18 |
| 06:04 | Toledo | Gary Gordon makes the 2nd free throw | 21-18 |
| 05:57 | Gardner-Webb | John Garrison misses short on a fadeaway from the right wing | 21-18 |
| 05:56 | Gardner-Webb | Gerard Mitchell grabs the offensive rebound | 21-18 |
| 05:47 | Gardner-Webb | John Hatch is hacked by Joe Sadler - foul #1 on Joe Sadler, team foul #11 | 21-18 |
| Subs | Toledo | Harold Bowden (SF) Gary Gordon | |
| Subs | Gardner-Webb | | |
| 05:47 | Gardner-Webb | John Hatch makes the 1st free throw | 21-19 |
| 05:47 | Gardner-Webb | John Hatch makes the 2nd free throw | 21-20 |
| 05:32 | Toledo | Joe Sadler connects on the 3pt jumper from the right corner on a great pass from John Purcell | 24-20 |
| 05:16 | Gardner-Webb | Edwin Welty misses badly on a 3 from the right wing | 24-20 |
| 05:14 | Toledo | The rebound goes to Joe Sadler | 24-20 |
| 05:08 | Toledo | Joe Sadler is called for a charge - foul #2 on Joe Sadler, team foul #12 | 24-20 |
| Subs | Toledo | Scott Sizemore (PG) Joe Sadler | |
| Subs | Gardner-Webb | Ronald Schlesinger (SG), Andrew Bluhm (SF), Jonathan Eastman (PF) John Garrison, Edwin Welty, Micheal Capps | |
| 04:52 | Gardner-Webb | John Hatch drills a runner from the left block on a nice dish by Andrew Bluhm | 24-22 |
| 04:46 | Toledo | Scott Sizemore misses short on a 3pt jumper from the left wing | 24-22 |
| 04:45 | Toledo | Jerry Cooper tips it home | 26-22 |
| 04:41 | Gardner-Webb | Gerard Mitchell misses short on a 3pt shot from the right wing | 26-22 |
| 04:40 | Gardner-Webb | Andrew Bluhm tips it back up and in | 26-24 |
| 04:35 | Toledo | Scott Sizemore buries a 3pt attempt from the left wing on a nice dish by Harold Bowden | 29-24 |
| 04:26 | Gardner-Webb | John Hatch can't connect on a 3 from the right wing | 29-24 |
| 04:25 | Toledo | Jerry Cooper grabs the defensive rebound | 29-24 |
| 04:21 | Toledo | Scott Sizemore is whistled for traveling in the backcourt | 29-24 |
| Subs | Toledo | Harold Jackman (C) John Purcell | |
| Subs | Gardner-Webb | Ian Lewis (PG), Micheal Capps (C) Gerard Mitchell, John Hatch | |
| 04:07 | Gardner-Webb | Ronald Schlesinger can't finish the layup | 29-24 |
| 04:05 | Gardner-Webb | Ronald Schlesinger hits the follow up shot | 29-26 |
| 03:42 | Toledo | Scott Sizemore's pass is off the mark and out of bounds | 29-26 |
| Subs | Toledo | Joe Sadler (PG), Ricky Roberts (PF) Scott Sizemore, Jerry Cooper | |
| Subs | Gardner-Webb | Edwin Welty (SG), John Simons (PF), Terry Cover (C) Ronald Schlesinger, Andrew Bluhm, Jonathan Eastman | |
| 03:25 | Gardner-Webb | John Simons buries a turnaround in the paint | 29-28 |
| 03:08 | Toledo | Joe Sadler clanks a 3pt shot from the left corner | 29-28 |
| 03:07 | Gardner-Webb | The rebound goes to Terry Cover | 29-28 |
| Lineup | Toledo | PG - Joe Sadler (fresh) 8 pts. 1 ast. SG - Brian Goulet (fairly fresh) 1 ast. SF - Harold Bowden (fairly fresh) 1 ast. PF - Ricky Roberts (fresh) C - Harold Jackman (fairly fresh) 7 pts. 4 reb. | |
| Lineup | Gardner-Webb | PG - Ian Lewis (fresh) 3 pts. 1 ast. SG - Edwin Welty (fresh) 2 pts. SF - Micheal Capps (fresh) 2 reb. PF - John Simons (fresh) 4 pts. 3 reb. C - Terry Cover (fresh) | |
| 03:03 | Gardner-Webb | Edwin Welty hits a 3 pointer from the left corner on a nice dish by Ian Lewis | 29-31 |
| 02:47 | Toledo | Joe Sadler misses long on a fadeaway from just outside the lane | 29-31 |
| 02:46 | Gardner-Webb | Edwin Welty pulls down the rebound | 29-31 |
| 02:27 | Gardner-Webb | Ian Lewis can't connect on a 3 from the left corner | 29-31 |
| 02:26 | Toledo | Harold Jackman grabs the defensive rebound | 29-31 |
| 02:21 | Toledo | Brian Goulet misses long on a 3pt jumper from the right corner | 29-31 |
| 02:20 | Toledo | Ricky Roberts misses the tip | 29-31 |
| 02:18 | Gardner-Webb | Terry Cover gets the rebound | 29-31 |
| 01:56 | Gardner-Webb | Edwin Welty misses short on a jumper from just outside the lane but he's hacked by Joe Sadler - foul #3 on Joe Sadler, team foul #13 | 29-31 |
| Subs | Toledo | Scott Sizemore (PG), Gary Gordon (SF), Jerry Cooper (PF), John Purcell (C) Joe Sadler, Harold Bowden, Ricky Roberts, Harold Jackman | |
| Subs | Gardner-Webb | Ronald Schlesinger (SG), Andrew Bluhm (SF), Jonathan Eastman (PF) Ian Lewis, Micheal Capps, John Simons | |
| 01:56 | Gardner-Webb | Edwin Welty makes the 1st free throw | 29-32 |
| 01:56 | Gardner-Webb | Edwin Welty makes the 2nd free throw | 29-33 |
| 01:40 | Toledo | Jerry Cooper makes the jump hook from the baseline on a nice dish by John Purcell | 31-33 |
| 01:34 | Gardner-Webb | Jonathan Eastman throws a bad pass out of bounds | 31-33 |
| Subs | Toledo | | |
| Subs | Gardner-Webb | Gerard Mitchell (PG) Edwin Welty | |
| 01:16 | Toledo | Gary Gordon throws a bad pass out of bounds | 31-33 |
| Subs | Toledo | | |
| Subs | Gardner-Webb | John Simons (C) Terry Cover | |
| 00:59 | Gardner-Webb | Ronald Schlesinger misses short on a 3 pointer from the right corner | 31-33 |
| 00:57 | Gardner-Webb | Andrew Bluhm grabs the offensive board | 31-33 |
| 00:39 | Gardner-Webb | John Simons blows the layup but he's fouled by John Purcell - foul #1 on John Purcell, team foul #14 | 31-33 |
| Subs | Toledo | | |
| Subs | Gardner-Webb | Ian Lewis (PG) Gerard Mitchell | |
| 00:39 | Gardner-Webb | John Simons misses the 1st free throw | 31-33 |
| 00:39 | Gardner-Webb | John Simons makes the 2nd free throw | 31-34 |
| 00:19 | Toledo | Andrew Bluhm steals the ball from Jerry Cooper | 31-34 |
| 00:13 | Gardner-Webb | Ronald Schlesinger lays it in on a nice dish by Ian Lewis | 31-36 |
| 00:06 | Toledo | Gary Gordon clanks a fadeaway from the right wing but the foul's on Andrew Bluhm - foul #1 on Andrew Bluhm, team foul #7 | 31-36 |
| Subs | Toledo | Harold Edwards (SG) Brian Goulet | |
| Subs | Gardner-Webb | Gerard Mitchell (SF), Terry Cover (C) Andrew Bluhm, John Simons | |
| 00:06 | Toledo | Gary Gordon misses the 1st free throw | 31-36 |
| 00:06 | Toledo | Gary Gordon makes the 2nd free throw | 32-36 |
| 00:01 | Gardner-Webb | Jonathan Eastman misses the lay-in | 32-36 |
| 00:00 | Gardner-Webb | Ronald Schlesinger pulls down the offensive rebound | 32-36 |