| Lineup | N. Kentucky | PG - Gary Guernsey (fresh) SG - Gregory Ritchie (fresh) SF - Andrew Dembroski (fresh) PF - Christopher Victoria (fresh) C - Nathan Ballesteros (fresh) | |
| Lineup | Oklahoma Panhandle St. | PG - Doug Waddy (fresh) SG - Peter Hodgkins (fresh) SF - Thomas Mercer (fresh) PF - Michael Jones (fresh) C - Jermaine James (fresh) | |
| 20:00 | N. Kentucky | Christopher Victoria wins the tip | 0-0 |
| Game Plan | N. Kentucky | N. Kentucky is playing a flex offense and a man to man (-3) | |
| Game Plan | Oklahoma Panhandle St. | Oklahoma Panhandle St. is playing a flex offense and a fullcourt press (-2) | |
| 19:42 | N. Kentucky | Nathan Ballesteros buries a shot from the free throw line | 2-0 |
| 19:29 | Oklahoma Panhandle St. | Jermaine James can't connect on a jump hook from the left block but the foul's on Nathan Ballesteros - foul #1 on Nathan Ballesteros, team foul #1 | 2-0 |
| 19:29 | Oklahoma Panhandle St. | Jermaine James misses the 1st free throw | 2-0 |
| 19:29 | Oklahoma Panhandle St. | Jermaine James misses the 2nd free throw | 2-0 |
| 19:29 | N. Kentucky | The rebound goes to Christopher Victoria | 2-0 |
| 19:09 | N. Kentucky | Christopher Victoria drills a jumper from the free throw line set up by Gary Guernsey | 4-0 |
| 18:52 | Oklahoma Panhandle St. | Doug Waddy can't connect on a pull-up jumper from the right side but the foul's on Nathan Ballesteros - foul #2 on Nathan Ballesteros, team foul #2 | 4-0 |
| Subs | N. Kentucky | Robert Frazier (C) Nathan Ballesteros | |
| Subs | Oklahoma Panhandle St. | | |
| 18:52 | Oklahoma Panhandle St. | Doug Waddy makes the 1st free throw | 4-1 |
| 18:52 | Oklahoma Panhandle St. | Doug Waddy makes the 2nd free throw | 4-2 |
| 18:34 | N. Kentucky | Andrew Dembroski is fouled on the floor by Thomas Mercer - foul #1 on Thomas Mercer, team foul #1 | 4-2 |
| 18:19 | N. Kentucky | Andrew Dembroski misses badly on a fadeaway jumper from just outside the lane | 4-2 |
| 18:18 | N. Kentucky | Andrew Dembroski grabs the offensive board | 4-2 |
| 18:02 | N. Kentucky | Robert Frazier misses the fadeaway from the left wing | 4-2 |
| 18:00 | N. Kentucky | Andrew Dembroski grabs the offensive board | 4-2 |
| 17:45 | N. Kentucky | Andrew Dembroski makes the wide open floater from the right block | 6-2 |
| 17:27 | Oklahoma Panhandle St. | Doug Waddy comes up short on the jump hook from close range but he's fouled by Gary Guernsey - foul #1 on Gary Guernsey, team foul #3 | 6-2 |
| Subs | N. Kentucky | Jerome Artiaga (PG), Herbert Cloninger (SF), Arthur King (PF) Gary Guernsey, Andrew Dembroski, Christopher Victoria | |
| Subs | Oklahoma Panhandle St. | | |
| 17:27 | Oklahoma Panhandle St. | Doug Waddy makes the 1st free throw | 6-3 |
| 17:27 | Oklahoma Panhandle St. | Doug Waddy misses the 2nd free throw | 6-3 |
| 17:27 | N. Kentucky | Robert Frazier snags the defensive board | 6-3 |
| 17:23 | N. Kentucky | Herbert Cloninger is hacked by Peter Hodgkins in the backcourt - foul #1 on Peter Hodgkins, team foul #2 | 6-3 |
| 17:09 | N. Kentucky | Gregory Ritchie misses long on a jumpshot from the left wing | 6-3 |
| 17:08 | N. Kentucky | Robert Frazier grabs the offensive board | 6-3 |
| 16:47 | N. Kentucky | The short jumper by Arthur King is denied by Jermaine James | 6-3 |
| 16:45 | Oklahoma Panhandle St. | Jermaine James grabs the defensive rebound | 6-3 |
| 16:27 | Oklahoma Panhandle St. | Thomas Mercer knocks in the 3 from the right corner on a great pass from Doug Waddy | 6-6 |
| 16:25 | N. Kentucky | Doug Waddy picks off the pass by Jerome Artiaga in the backcourt | 6-6 |
| 16:24 | Oklahoma Panhandle St. | Thomas Mercer dunks the ball on a great pass from Doug Waddy | 6-8 |
| 16:04 | N. Kentucky | Gregory Ritchie is whistled for traveling | 6-8 |
| Subs | N. Kentucky | Andrew Dembroski (SG), Christopher Victoria (PF) Gregory Ritchie, Arthur King | |
| Subs | Oklahoma Panhandle St. | Billy McUmber (PG), Thomas Mazza (SG), Titus Barnes (SF), Brian Wayt (PF), Manuel Kitchens (C) Doug Waddy, Peter Hodgkins, Thomas Mercer, Michael Jones, Jermaine James | |
| Lineup | N. Kentucky | PG - Jerome Artiaga (fresh) SG - Andrew Dembroski (fresh) 2 pts. 2 reb. SF - Herbert Cloninger (fresh) PF - Christopher Victoria (fresh) 2 pts. C - Robert Frazier (fairly fresh) 2 reb. | |
| Lineup | Oklahoma Panhandle St. | PG - Billy McUmber (fresh) SG - Thomas Mazza (fresh) SF - Titus Barnes (fresh) PF - Brian Wayt (fresh) C - Manuel Kitchens (fresh) | |
| 15:52 | Oklahoma Panhandle St. | The jump hook by Manuel Kitchens is blocked by Christopher Victoria | 6-8 |
| 15:51 | N. Kentucky | Herbert Cloninger gets the rebound | 6-8 |
| 15:33 | N. Kentucky | Jerome Artiaga hits a wide open 3 from the left corner | 9-8 |
| 15:07 | Oklahoma Panhandle St. | Billy McUmber knocks in the shot from just outside the lane on a nice dish by Titus Barnes | 9-10 |
| 14:53 | N. Kentucky | Jerome Artiaga makes the 3pt jumper from the right wing | 12-10 |
| 14:35 | Oklahoma Panhandle St. | Thomas Mazza hits a jumper from just outside the lane on a great pass from Titus Barnes | 12-12 |
| 14:31 | N. Kentucky | Andrew Dembroski is hacked by Thomas Mazza in the backcourt - foul #1 on Thomas Mazza, team foul #3 | 12-12 |
| Subs | N. Kentucky | Gary Guernsey (PG), Gregory Ritchie (SG), Robert Shelby (SF), Arthur King (C) Jerome Artiaga, Andrew Dembroski, Herbert Cloninger, Robert Frazier | |
| Subs | Oklahoma Panhandle St. | Thomas Mercer (SF) Titus Barnes | |
| 14:14 | N. Kentucky | Arthur King misses badly on a floater from the right block | 12-12 |
| 14:13 | Oklahoma Panhandle St. | Brian Wayt pulls down the rebound | 12-12 |
| 14:09 | Oklahoma Panhandle St. | Thomas Mercer hits the front of the rim on the fadeaway from close range but he's hacked by Gregory Ritchie - foul #1 on Gregory Ritchie, team foul #4 | 12-12 |
| Subs | N. Kentucky | | |
| Subs | Oklahoma Panhandle St. | Doug Waddy (PG), Peter Hodgkins (SG), Jermaine James (C) Billy McUmber, Thomas Mazza, Manuel Kitchens | |
| 14:09 | Oklahoma Panhandle St. | Thomas Mercer makes the 1st free throw | 12-13 |
| 14:09 | Oklahoma Panhandle St. | Thomas Mercer misses the 2nd free throw | 12-13 |
| 14:09 | N. Kentucky | Arthur King pulls down the rebound | 12-13 |
| 13:45 | N. Kentucky | Gary Guernsey scores on a 3 pointer from the right wing | 15-13 |
| 13:26 | Oklahoma Panhandle St. | Doug Waddy's pass is off the mark and out of bounds | 15-13 |
| Subs | N. Kentucky | Robert Frazier (C) Christopher Victoria | |
| Subs | Oklahoma Panhandle St. | Michael Jones (PF) Brian Wayt | |
| 13:24 | N. Kentucky | Robert Shelby's pass is intercepted by Peter Hodgkins in the backcourt | 15-13 |
| 13:09 | Oklahoma Panhandle St. | Doug Waddy can't connect on a fadeaway jumper from the free throw line | 15-13 |
| 13:08 | N. Kentucky | Robert Shelby gets the rebound | 15-13 |
| 13:02 | N. Kentucky | Robert Frazier hits the front of the rim on the fadeaway jumper from the left side | 15-13 |
| 13:01 | Oklahoma Panhandle St. | Jermaine James gets the rebound | 15-13 |
| 12:38 | Oklahoma Panhandle St. | Doug Waddy buries a shot near the basket set up by Peter Hodgkins | 15-15 |
| 12:34 | N. Kentucky | Gregory Ritchie comes up short on the 3pt attempt from the left wing | 15-15 |
| 12:32 | Oklahoma Panhandle St. | Jermaine James gets the rebound | 15-15 |
| 12:17 | Oklahoma Panhandle St. | Michael Jones blows the layup but he's fouled by Arthur King - foul #1 on Arthur King, team foul #5 | 15-15 |
| Subs | N. Kentucky | Jerome Artiaga (PG), Andrew Dembroski (SG), Herbert Cloninger (SF), Christopher Victoria (PF) Gary Guernsey, Gregory Ritchie, Robert Shelby, Robert Frazier | |
| Subs | Oklahoma Panhandle St. | Billy McUmber (PG), Thomas Mazza (SG), Titus Barnes (SF), Manuel Kitchens (C) Doug Waddy, Peter Hodgkins, Thomas Mercer, Jermaine James | |
| 12:17 | Oklahoma Panhandle St. | Michael Jones misses the 1st free throw | 15-15 |
| 12:17 | Oklahoma Panhandle St. | Michael Jones makes the 2nd free throw | 15-16 |
| 11:53 | N. Kentucky | The jump hook by Andrew Dembroski is blocked by Manuel Kitchens | 15-16 |
| 11:51 | Oklahoma Panhandle St. | Michael Jones snags the defensive board | 15-16 |
| Lineup | N. Kentucky | PG - Jerome Artiaga (fresh) 6 pts. SG - Andrew Dembroski (fresh) 2 pts. 2 reb. SF - Herbert Cloninger (fresh) PF - Christopher Victoria (fresh) 2 pts. C - Arthur King (fairly fresh) | |
| Lineup | Oklahoma Panhandle St. | PG - Billy McUmber (fresh) 2 pts. SG - Thomas Mazza (fresh) 2 pts. SF - Titus Barnes (fresh) PF - Michael Jones (fairly fresh) 1 pts. C - Manuel Kitchens (fresh) | |
| 11:41 | Oklahoma Panhandle St. | Christopher Victoria picks off the pass by Michael Jones | 15-16 |
| 11:35 | N. Kentucky | Andrew Dembroski is called for traveling | 15-16 |
| Subs | N. Kentucky | | |
| Subs | Oklahoma Panhandle St. | Brian Wayt (PF) Michael Jones | |
| 11:18 | Oklahoma Panhandle St. | Jerome Artiaga steals the ball from Manuel Kitchens | 15-16 |
| 10:59 | N. Kentucky | Andrew Dembroski misses badly on a pull-up jumper from the free throw line but he's hacked by Thomas Mazza - foul #2 on Thomas Mazza, team foul #4 | 15-16 |
| Subs | N. Kentucky | Gregory Ritchie (SG), Robert Frazier (C) Herbert Cloninger, Christopher Victoria | |
| Subs | Oklahoma Panhandle St. | Shannon Eaton (SG) Thomas Mazza | |
| 10:59 | N. Kentucky | Andrew Dembroski makes the 1st free throw | 16-16 |
| 10:59 | N. Kentucky | Andrew Dembroski misses the 2nd free throw | 16-16 |
| 10:59 | Oklahoma Panhandle St. | Brian Wayt grabs the defensive rebound | 16-16 |
| 10:50 | Oklahoma Panhandle St. | Shannon Eaton is fouled on the floor by Gregory Ritchie - foul #2 on Gregory Ritchie, team foul #6 | 16-16 |
| Subs | N. Kentucky | Gary Guernsey (PG) Gregory Ritchie | |
| Subs | Oklahoma Panhandle St. | Thomas Mercer (SF) Titus Barnes | |
| 10:29 | Oklahoma Panhandle St. | Robert Frazier steals it from Brian Wayt | 16-16 |
| 10:04 | N. Kentucky | Andrew Dembroski can't connect on a floater from the baseline but he's hacked by Thomas Mercer - foul #2 on Thomas Mercer, team foul #5 | 16-16 |
| Subs | N. Kentucky | Robert Shelby (SF), Christopher Victoria (PF) Jerome Artiaga, Robert Frazier | |
| Subs | Oklahoma Panhandle St. | Doug Waddy (PG), Peter Hodgkins (SG), Titus Barnes (SF), Jermaine James (C) Billy McUmber, Shannon Eaton, Thomas Mercer, Manuel Kitchens | |
| 10:04 | N. Kentucky | Andrew Dembroski misses the 1st free throw | 16-16 |
| 10:04 | N. Kentucky | Andrew Dembroski makes the 2nd free throw | 17-16 |
| 09:54 | Oklahoma Panhandle St. | Doug Waddy knocks in the floater from the right wing set up by Titus Barnes | 17-18 |
| 09:25 | N. Kentucky | Robert Shelby loses the dribble to Doug Waddy | 17-18 |
| 09:22 | Oklahoma Panhandle St. | Peter Hodgkins lays it in on a great pass from Doug Waddy | 17-20 |
| 08:54 | N. Kentucky | Andrew Dembroski drills a driving attempt from the left block | 19-20 |
| 08:40 | Oklahoma Panhandle St. | Peter Hodgkins can't connect on a fadeaway jumper from the left side | 19-20 |
| 08:38 | N. Kentucky | Arthur King grabs the defensive rebound | 19-20 |
| 08:13 | N. Kentucky | Christopher Victoria hits the front of the rim on the runner in the paint | 19-20 |
| 08:12 | Oklahoma Panhandle St. | Jermaine James snags the defensive board | 19-20 |
| 07:53 | Oklahoma Panhandle St. | Peter Hodgkins throws a bad pass out of bounds | 19-20 |
| Subs | N. Kentucky | Jerome Artiaga (SG), Herbert Cloninger (SF), Robert Frazier (C) Andrew Dembroski, Robert Shelby, Arthur King | |
| Subs | Oklahoma Panhandle St. | Billy McUmber (PG), Shannon Eaton (SG), Michael Jones (PF), Manuel Kitchens (C) Doug Waddy, Peter Hodgkins, Brian Wayt, Jermaine James | |
| Lineup | N. Kentucky | PG - Gary Guernsey (tiring) 3 pts. 1 ast. SG - Jerome Artiaga (fresh) 6 pts. SF - Herbert Cloninger (fresh) PF - Christopher Victoria (fairly fresh) 2 pts. C - Robert Frazier (fairly fresh) 2 reb. | |
| Lineup | Oklahoma Panhandle St. | PG - Billy McUmber (fresh) 2 pts. SG - Shannon Eaton (fresh) SF - Titus Barnes (fairly fresh) PF - Michael Jones (fresh) 1 pts. C - Manuel Kitchens (fresh) | |
| 07:34 | N. Kentucky | Christopher Victoria knocks in the driving attempt in the lane set up by Gary Guernsey | 21-20 |
| 07:21 | Oklahoma Panhandle St. | Manuel Kitchens can't connect on a shot from just outside the lane | 21-20 |
| 07:20 | Oklahoma Panhandle St. | Titus Barnes grabs the offensive rebound | 21-20 |
| 07:03 | Oklahoma Panhandle St. | Manuel Kitchens can't connect on a fadeaway from the baseline | 21-20 |
| 07:02 | N. Kentucky | Robert Frazier snags the defensive board | 21-20 |
| 06:43 | N. Kentucky | Shannon Eaton steps in front of the Robert Frazier pass | 21-20 |
| 06:39 | Oklahoma Panhandle St. | Billy McUmber lays it in set up by Shannon Eaton | 21-22 |
| 06:29 | N. Kentucky | Robert Frazier scores on a turnaround in the paint | 23-22 |
| 06:04 | Oklahoma Panhandle St. | Manuel Kitchens is hacked by Robert Frazier - foul #1 on Robert Frazier, team foul #7 | 23-22 |
| Subs | N. Kentucky | Andrew Dembroski (SG), Arthur King (PF) Gary Guernsey, Christopher Victoria | |
| Subs | Oklahoma Panhandle St. | Doug Waddy (PG), Peter Hodgkins (SG) Billy McUmber, Shannon Eaton | |
| 06:04 | Oklahoma Panhandle St. | Manuel Kitchens makes the 1st free throw | 23-23 |
| 06:04 | Oklahoma Panhandle St. | Manuel Kitchens makes the 2nd free throw | 23-24 |
| 06:00 | N. Kentucky | Andrew Dembroski throws a bad pass out of bounds in the backcourt | 23-24 |
| Subs | N. Kentucky | | |
| Subs | Oklahoma Panhandle St. | Jermaine James (C) Manuel Kitchens | |
| 05:47 | Oklahoma Panhandle St. | Andrew Dembroski is called for the reach on Peter Hodgkins - foul #1 on Andrew Dembroski, team foul #8 | 23-24 |
| Subs | N. Kentucky | Robert Shelby (SF) Herbert Cloninger | |
| Subs | Oklahoma Panhandle St. | | |
| 05:47 | Oklahoma Panhandle St. | Peter Hodgkins misses the 1st free throw | 23-24 |
| 05:47 | Oklahoma Panhandle St. | Jermaine James snags the offensive board | 23-24 |
| 05:32 | Oklahoma Panhandle St. | Arthur King is called for the reach on Michael Jones - foul #2 on Arthur King, team foul #9 | 23-24 |
| Subs | N. Kentucky | Christopher Victoria (PF) Arthur King | |
| Subs | Oklahoma Panhandle St. | | |
| 05:32 | Oklahoma Panhandle St. | Michael Jones makes the 1st free throw | 23-25 |
| 05:32 | Oklahoma Panhandle St. | Michael Jones misses the 2nd free throw | 23-25 |
| 05:32 | N. Kentucky | Christopher Victoria grabs the defensive rebound | 23-25 |
| 05:08 | N. Kentucky | Christopher Victoria loses the dribble to Titus Barnes | 23-25 |
| 04:46 | Oklahoma Panhandle St. | Doug Waddy is hacked by Robert Frazier - foul #2 on Robert Frazier, team foul #10 | 23-25 |
| Subs | N. Kentucky | Herbert Cloninger (SF) Robert Frazier | |
| Subs | Oklahoma Panhandle St. | Billy McUmber (PG), Shannon Eaton (SG), Brian Wayt (PF) Peter Hodgkins, Titus Barnes, Michael Jones | |
| 04:46 | Oklahoma Panhandle St. | Doug Waddy misses the 1st free throw | 23-25 |
| 04:46 | Oklahoma Panhandle St. | Doug Waddy misses the 2nd free throw | 23-25 |
| 04:46 | Oklahoma Panhandle St. | The offensive rebound goes to Brian Wayt | 23-25 |
| 04:33 | Oklahoma Panhandle St. | Billy McUmber is hacked by Jerome Artiaga - foul #1 on Jerome Artiaga, team foul #11 | 23-25 |
| 04:33 | Oklahoma Panhandle St. | Billy McUmber misses the 1st free throw | 23-25 |
| 04:33 | Oklahoma Panhandle St. | Billy McUmber makes the 2nd free throw | 23-26 |
| 04:31 | N. Kentucky | Andrew Dembroski throws a bad pass out of bounds in the backcourt | 23-26 |
| 04:08 | Oklahoma Panhandle St. | Jermaine James misses the jumper near the basket but he's hacked by Jerome Artiaga - foul #2 on Jerome Artiaga, team foul #12 | 23-26 |
| Subs | N. Kentucky | Gary Guernsey (PG) Jerome Artiaga | |
| Subs | Oklahoma Panhandle St. | | |
| 04:08 | Oklahoma Panhandle St. | Jermaine James misses the 1st free throw | 23-26 |
| 04:08 | Oklahoma Panhandle St. | Jermaine James makes the 2nd free throw | 23-27 |
| 03:52 | N. Kentucky | Andrew Dembroski is fouled on the floor by Shannon Eaton - foul #1 on Shannon Eaton, team foul #6 | 23-27 |
| Subs | N. Kentucky | Gregory Ritchie (SG), Arthur King (PF), Nathan Ballesteros (C) Andrew Dembroski, Christopher Victoria, Robert Shelby | |
| Subs | Oklahoma Panhandle St. | Thomas Mazza (SG), Thomas Mercer (SF), Manuel Kitchens (C) Shannon Eaton, Doug Waddy, Jermaine James | |
| 03:44 | N. Kentucky | Nathan Ballesteros clanks a fadeaway jumper from just outside the lane | 23-27 |
| 03:42 | N. Kentucky | Nathan Ballesteros grabs the offensive rebound | 23-27 |
| Lineup | N. Kentucky | PG - Gary Guernsey (tiring) 3 pts. 2 ast. SG - Gregory Ritchie (fresh) SF - Herbert Cloninger (fairly fresh) PF - Arthur King (fairly fresh) 2 reb. C - Nathan Ballesteros (fresh) 2 pts. | |
| Lineup | Oklahoma Panhandle St. | PG - Billy McUmber (fresh) 5 pts. SG - Thomas Mazza (fresh) 2 pts. SF - Thomas Mercer (fresh) 6 pts. PF - Brian Wayt (fresh) 3 reb. C - Manuel Kitchens (fresh) 2 pts. | |
| 03:27 | N. Kentucky | Billy McUmber picks off the pass by Gary Guernsey | 23-27 |
| 03:11 | Oklahoma Panhandle St. | Thomas Mazza can't connect on a 3 pointer from the right wing | 23-27 |
| 03:09 | Oklahoma Panhandle St. | Billy McUmber tips it in | 23-29 |
| 03:06 | N. Kentucky | Gregory Ritchie's pass is off the mark and out of bounds in the backcourt | 23-29 |
| Subs | N. Kentucky | Jerome Artiaga (PG) Gary Guernsey | |
| Subs | Oklahoma Panhandle St. | Shannon Eaton (PG), Peter Hodgkins (SG), Michael Jones (PF) Billy McUmber, Thomas Mazza, Brian Wayt | |
| 02:47 | Oklahoma Panhandle St. | Thomas Mercer's pass is intercepted by Arthur King | 23-29 |
| 02:27 | N. Kentucky | Herbert Cloninger connects on the pull-up jumper from the left side set up by Jerome Artiaga | 25-29 |
| 02:14 | Oklahoma Panhandle St. | Thomas Mercer's fadeaway is rejected by Nathan Ballesteros | 25-29 |
| 02:12 | Oklahoma Panhandle St. | Thomas Mercer tips it in | 25-31 |
| 02:08 | N. Kentucky | Herbert Cloninger is hacked by Thomas Mercer in the backcourt - foul #3 on Thomas Mercer, team foul #7 | 25-31 |
| Subs | N. Kentucky | Gary Guernsey (PG) Jerome Artiaga | |
| Subs | Oklahoma Panhandle St. | Doug Waddy (PG), Thomas Mazza (SF), Brian Wayt (PF), Jermaine James (C) Shannon Eaton, Thomas Mercer, Michael Jones, Manuel Kitchens | |
| 02:08 | N. Kentucky | Herbert Cloninger makes the 1st free throw | 26-31 |
| 02:08 | N. Kentucky | Herbert Cloninger makes the 2nd free throw | 27-31 |
| 01:49 | Oklahoma Panhandle St. | Thomas Mazza clanks a 3 pointer from the right corner | 27-31 |
| 01:48 | N. Kentucky | The rebound goes to Gary Guernsey | 27-31 |
| 01:32 | N. Kentucky | Herbert Cloninger is hacked by Thomas Mazza - foul #3 on Thomas Mazza, team foul #8 | 27-31 |
| Subs | N. Kentucky | Christopher Victoria (PF), Robert Shelby (C) Arthur King, Nathan Ballesteros | |
| Subs | Oklahoma Panhandle St. | Billy McUmber (PG), Titus Barnes (SF) Doug Waddy, Thomas Mazza | |
| 01:32 | N. Kentucky | Herbert Cloninger makes the 1st free throw | 28-31 |
| 01:32 | N. Kentucky | Herbert Cloninger misses the 2nd free throw | 28-31 |
| 01:32 | Oklahoma Panhandle St. | Jermaine James gets the rebound | 28-31 |
| 01:07 | Oklahoma Panhandle St. | Billy McUmber banks in the layup on a nice dish by Peter Hodgkins | 28-33 |
| 00:56 | N. Kentucky | Gary Guernsey misses badly on a 3 pointer from the right wing but he's hacked by Brian Wayt - foul #1 on Brian Wayt, team foul #9 | 28-33 |
| Subs | N. Kentucky | Nathan Ballesteros (C) Herbert Cloninger | |
| Subs | Oklahoma Panhandle St. | Shannon Eaton (SG), Michael Jones (PF) Peter Hodgkins, Brian Wayt | |
| 00:56 | N. Kentucky | Gary Guernsey misses the 1st free throw | 28-33 |
| 00:56 | N. Kentucky | Gary Guernsey misses the 2nd free throw | 28-33 |
| 00:56 | N. Kentucky | Gary Guernsey makes the 3rd free throw | 29-33 |
| 00:46 | Oklahoma Panhandle St. | Jermaine James lays it up and in on a great pass from Shannon Eaton | 29-35 |
| 00:22 | N. Kentucky | Christopher Victoria misses long on a jumper near the basket but he's hacked by Shannon Eaton - foul #2 on Shannon Eaton, team foul #10 | 29-35 |
| Subs | N. Kentucky | Jerome Artiaga (PG), Andrew Dembroski (SF) Gary Guernsey, Robert Shelby | |
| Subs | Oklahoma Panhandle St. | Doug Waddy (SF), Manuel Kitchens (C) Titus Barnes, Jermaine James | |
| 00:22 | N. Kentucky | Christopher Victoria misses the 1st free throw | 29-35 |
| 00:22 | N. Kentucky | Christopher Victoria makes the 2nd free throw | 30-35 |
| 00:03 | Oklahoma Panhandle St. | Doug Waddy can't connect on a fadeaway from just outside the lane | 30-35 |
| 00:02 | Oklahoma Panhandle St. | Manuel Kitchens can't tip it in | 30-35 |
| 00:01 | N. Kentucky | Christopher Victoria gets the rebound | 30-35 |
| 00:00 | N. Kentucky | Christopher Victoria misses short on a fullcourt shot | 30-35 |