| Lineup | St. Francis (NY) | PG - Frederick Marinez (fresh) SG - Nicholas Coleman (fresh) SF - Dustin Bennett (fresh) PF - Randy Moyle (fresh) C - Daniel Taylor (fresh) | |
| Lineup | Gardner-Webb | PG - Scott Reynolds (fresh) SG - Gregory Bahr (fresh) SF - Jordan Casey (fresh) PF - Leonard Vigil (fresh) C - James Wirth (fresh) | |
| 20:00 | St. Francis (NY) | Daniel Taylor wins the tip | 0-0 |
| Game Plan | St. Francis (NY) | St. Francis (NY) is playing a triangle offense and a fullcourt press (0) | |
| Game Plan | Gardner-Webb | Gardner-Webb is playing a flex offense and a man to man (0) | |
| 19:45 | St. Francis (NY) | Frederick Marinez is whistled for a carry | 0-0 |
| 19:19 | Gardner-Webb | James Wirth buries a runner from close range on a great pass from Scott Reynolds and he's hacked by Daniel Taylor - foul #1 on Daniel Taylor, team foul #1 | 0-2 |
| 19:19 | Gardner-Webb | James Wirth misses the free throw | 0-2 |
| 19:19 | St. Francis (NY) | The rebound goes to Randy Moyle | 0-2 |
| 19:17 | St. Francis (NY) | Frederick Marinez is fouled in the backcourt by Scott Reynolds - foul #1 on Scott Reynolds, team foul #1 | 0-2 |
| 18:55 | St. Francis (NY) | Nicholas Coleman buries a 3 from the left corner | 3-2 |
| 18:44 | Gardner-Webb | James Wirth scores on a 3pt shot from the left wing on a great pass from Gregory Bahr | 3-5 |
| 18:30 | St. Francis (NY) | Nicholas Coleman drills a jumper from the left wing | 5-5 |
| 18:28 | Gardner-Webb | Scott Reynolds's pass is intercepted by Frederick Marinez in the backcourt | 5-5 |
| 18:27 | St. Francis (NY) | Frederick Marinez hits the finger roll | 7-5 |
| 18:14 | Gardner-Webb | James Wirth double dribbles | 7-5 |
| 17:55 | St. Francis (NY) | Dustin Bennett loses the dribble to Jordan Casey | 7-5 |
| 17:51 | Gardner-Webb | Jordan Casey blows the layup | 7-5 |
| 17:49 | St. Francis (NY) | Dustin Bennett gets the rebound | 7-5 |
| 17:42 | St. Francis (NY) | Dustin Bennett misses badly on a shot from the left block | 7-5 |
| 17:41 | St. Francis (NY) | Dustin Bennett tips it but misses | 7-5 |
| 17:40 | Gardner-Webb | James Wirth grabs the defensive rebound | 7-5 |
| 17:25 | Gardner-Webb | Scott Reynolds makes the wide open 3pt shot from the right wing on a nice dish by Gregory Bahr | 7-8 |
| 17:17 | St. Francis (NY) | Randy Moyle misses short on a turnaround near the basket | 7-8 |
| 17:16 | Gardner-Webb | Leonard Vigil pulls down the rebound | 7-8 |
| 17:01 | Gardner-Webb | Scott Reynolds is fouled on the floor by Frederick Marinez - foul #1 on Frederick Marinez, team foul #2 | 7-8 |
| Subs | St. Francis (NY) | William Alexander (PG), Shane Greer (SG), Frank Byrd (SF), Gary Lind (PF), Richard Myles (C) Frederick Marinez, Nicholas Coleman, Dustin Bennett, Randy Moyle, Daniel Taylor | |
| Subs | Gardner-Webb | Herman Wilson (PG), John Packard (SG), Philip Innocent (SF), Larry Feinstein (PF), Carroll Magruder (C) Scott Reynolds, Gregory Bahr, Jordan Casey, Leonard Vigil, James Wirth | |
| 16:56 | Gardner-Webb | John Packard misses long on an open 3pt shot from the right wing | 7-8 |
| 16:54 | Gardner-Webb | Larry Feinstein grabs the offensive board | 7-8 |
| 16:39 | Gardner-Webb | Herman Wilson's floater is tipped away by Gary Lind | 7-8 |
| 16:38 | St. Francis (NY) | Gary Lind pulls down the rebound | 7-8 |
| 16:09 | St. Francis (NY) | Frank Byrd is called for traveling | 7-8 |
| 15:52 | Gardner-Webb | Carroll Magruder is open but comes up short on the 3pt attempt from straight away | 7-8 |
| 15:50 | St. Francis (NY) | Frank Byrd pulls down the rebound | 7-8 |
| Lineup | St. Francis (NY) | PG - William Alexander (fairly fresh) SG - Shane Greer (fairly fresh) SF - Frank Byrd (fairly fresh) PF - Gary Lind (fresh) C - Richard Myles (fresh) | |
| Lineup | Gardner-Webb | PG - Herman Wilson (fresh) SG - John Packard (fresh) SF - Philip Innocent (fresh) PF - Larry Feinstein (fresh) C - Carroll Magruder (fresh) | |
| 15:39 | St. Francis (NY) | Richard Myles can't connect on a 3pt shot from the left corner | 7-8 |
| 15:37 | Gardner-Webb | Larry Feinstein snags the defensive board | 7-8 |
| 15:20 | Gardner-Webb | Carroll Magruder makes the turnaround near the basket on a nice dish by Larry Feinstein | 7-10 |
| 15:06 | St. Francis (NY) | Philip Innocent swats the layup by Richard Myles | 7-10 |
| 15:05 | St. Francis (NY) | Richard Myles snags the offensive board | 7-10 |
| 14:52 | St. Francis (NY) | William Alexander knocks in the 3pt jumper from straight away | 10-10 |
| 14:48 | Gardner-Webb | Richard Myles steals the ball from John Packard | 10-10 |
| 14:41 | St. Francis (NY) | Richard Myles is fouled on the floor by Larry Feinstein - foul #1 on Larry Feinstein, team foul #2 | 10-10 |
| Subs | St. Francis (NY) | Fred Frei (PG), Nicholas Coleman (SG), Dustin Bennett (SF), Randy Moyle (PF), Daniel Taylor (C) William Alexander, Shane Greer, Frank Byrd, Gary Lind, Richard Myles | |
| Subs | Gardner-Webb | Scott Reynolds (PG), Gregory Bahr (SG), Curtis Farthing (SF), Leonard Vigil (PF), Freddy Warf (C) Herman Wilson, John Packard, Philip Innocent, Larry Feinstein, Carroll Magruder | |
| 14:35 | St. Francis (NY) | Nicholas Coleman knocks in the fadeaway from the left side on a nice dish by Fred Frei | 12-10 |
| 14:10 | Gardner-Webb | Scott Reynolds buries a 3pt attempt from the left corner | 12-13 |
| 13:47 | St. Francis (NY) | Randy Moyle misses the jumper near the basket | 12-13 |
| 13:45 | St. Francis (NY) | The offensive rebound goes to Randy Moyle | 12-13 |
| 13:34 | St. Francis (NY) | Gregory Bahr steals the ball from Dustin Bennett | 12-13 |
| 13:13 | Gardner-Webb | Gregory Bahr misses the floater from the right wing | 12-13 |
| 13:12 | Gardner-Webb | Leonard Vigil hits the follow up shot | 12-15 |
| 12:54 | St. Francis (NY) | Daniel Taylor clanks a 3 from the left corner | 12-15 |
| 12:53 | Gardner-Webb | The rebound goes to Gregory Bahr | 12-15 |
| 12:50 | Gardner-Webb | Curtis Farthing is hacked by Dustin Bennett in the backcourt - foul #1 on Dustin Bennett, team foul #3 | 12-15 |
| Subs | St. Francis (NY) | Frederick Marinez (PG), Gary Lind (C) Fred Frei, Daniel Taylor | |
| Subs | Gardner-Webb | John Packard (SG), Jordan Casey (SF), James Wirth (C) Gregory Bahr, Curtis Farthing, Freddy Warf | |
| 12:36 | Gardner-Webb | James Wirth drills a jump hook from the baseline and he's hacked by Gary Lind - foul #1 on Gary Lind, team foul #4 | 12-17 |
| 12:36 | Gardner-Webb | James Wirth makes the free throw | 12-18 |
| 12:26 | St. Francis (NY) | Gary Lind scores on a floater in the paint on a nice dish by Frederick Marinez | 14-18 |
| 12:19 | Gardner-Webb | Scott Reynolds misses badly on a jumpshot from the left side but the foul's on Frederick Marinez - foul #2 on Frederick Marinez, team foul #5 | 14-18 |
| Subs | St. Francis (NY) | Joe Correia (PG) Frederick Marinez | |
| Subs | Gardner-Webb | | |
| 12:19 | Gardner-Webb | Scott Reynolds makes the 1st free throw | 14-19 |
| 12:19 | Gardner-Webb | Scott Reynolds makes the 2nd free throw | 14-20 |
| 12:10 | St. Francis (NY) | Nicholas Coleman clanks a fadeaway from the left wing but he's hacked by John Packard - foul #1 on John Packard, team foul #3 | 14-20 |
| Subs | St. Francis (NY) | Daniel Taylor (C) Randy Moyle | |
| Subs | Gardner-Webb | Larry Feinstein (PF) Leonard Vigil | |
| 12:10 | St. Francis (NY) | Nicholas Coleman makes the 1st free throw | 15-20 |
| 12:10 | St. Francis (NY) | Nicholas Coleman makes the 2nd free throw | 16-20 |
| 12:05 | Gardner-Webb | John Packard loses the ball out of bounds in the backcourt | 16-20 |
| Subs | St. Francis (NY) | | |
| Subs | Gardner-Webb | Carroll Magruder (PF) Scott Reynolds | |
| 11:49 | St. Francis (NY) | Daniel Taylor is fouled on the floor by Larry Feinstein - foul #2 on Larry Feinstein, team foul #4 | 16-20 |
| Subs | St. Francis (NY) | Richard Myles (PF) Daniel Taylor | |
| Subs | Gardner-Webb | Herman Wilson (PG), Gregory Bahr (SG) Larry Feinstein, John Packard | |
| Lineup | St. Francis (NY) | PG - Joe Correia (fresh) SG - Nicholas Coleman (fairly fresh) 9 pts. SF - Dustin Bennett (tiring) 2 reb. PF - Richard Myles (fresh) C - Gary Lind (fairly fresh) 2 pts. | |
| Lineup | Gardner-Webb | PG - Herman Wilson (fresh) SG - Gregory Bahr (fresh) 2 ast. SF - Jordan Casey (fresh) PF - Carroll Magruder (fresh) 2 pts. C - James Wirth (fresh) 8 pts. | |
| 11:40 | St. Francis (NY) | Gary Lind connects on the 3pt attempt from the left corner | 19-20 |
| 11:30 | Gardner-Webb | Gregory Bahr misses long on a 3pt attempt from the left corner | 19-20 |
| 11:28 | St. Francis (NY) | Dustin Bennett snags the defensive board | 19-20 |
| 11:10 | St. Francis (NY) | Richard Myles is fouled on the floor by Carroll Magruder - foul #1 on Carroll Magruder, team foul #5 | 19-20 |
| Subs | St. Francis (NY) | William Alexander (PG), Shane Greer (SG), Frank Byrd (SF), Daniel Taylor (C) Joe Correia, Nicholas Coleman, Dustin Bennett, Gary Lind | |
| Subs | Gardner-Webb | Philip Innocent (SF), Freddy Warf (PF) Jordan Casey, Carroll Magruder | |
| 11:01 | St. Francis (NY) | Shane Greer can't connect on a fadeaway jumper from the left side | 19-20 |
| 10:59 | Gardner-Webb | Philip Innocent grabs the board | 19-20 |
| 10:55 | Gardner-Webb | Freddy Warf misses long on a driving attempt in the paint but he's hacked by Richard Myles - foul #1 on Richard Myles, team foul #6 | 19-20 |
| Subs | St. Francis (NY) | Randy Moyle (PF) Richard Myles | |
| Subs | Gardner-Webb | Scott Reynolds (PG), John Packard (SG), Leonard Vigil (PF) Herman Wilson, Gregory Bahr, James Wirth | |
| 10:55 | Gardner-Webb | Freddy Warf misses the 1st free throw | 19-20 |
| 10:55 | Gardner-Webb | Freddy Warf makes the 2nd free throw | 19-21 |
| 10:39 | St. Francis (NY) | Shane Greer's pass is intercepted by Freddy Warf | 19-21 |
| 10:18 | Gardner-Webb | Scott Reynolds makes the wide open jumpshot from the right wing set up by John Packard | 19-23 |
| 10:00 | St. Francis (NY) | William Alexander comes up short on the 3pt jumper from the left wing | 19-23 |
| 09:58 | Gardner-Webb | Freddy Warf snags the defensive board | 19-23 |
| 09:52 | Gardner-Webb | Freddy Warf is open but comes up short on the floater in the paint | 19-23 |
| 09:50 | St. Francis (NY) | Randy Moyle pulls down the rebound | 19-23 |
| 09:23 | St. Francis (NY) | Frank Byrd makes the 3pt attempt from the right wing | 22-23 |
| 08:59 | Gardner-Webb | Freddy Warf misses short on an open fadeaway near the basket | 22-23 |
| 08:58 | Gardner-Webb | Freddy Warf can't tip it in | 22-23 |
| 08:56 | Gardner-Webb | Freddy Warf snags the offensive board | 22-23 |
| 08:45 | Gardner-Webb | John Packard is open but comes up short on the 3pt attempt from the right corner | 22-23 |
| 08:44 | St. Francis (NY) | The rebound goes to Randy Moyle | 22-23 |
| 08:25 | St. Francis (NY) | William Alexander hits the front of the rim on the jumpshot from the left wing | 22-23 |
| 08:23 | Gardner-Webb | Philip Innocent gets the rebound | 22-23 |
| 08:09 | Gardner-Webb | Scott Reynolds misses the fadeaway jumper from the right side | 22-23 |
| 08:07 | Gardner-Webb | John Packard gets the offensive rebound | 22-23 |
| 07:54 | Gardner-Webb | Leonard Vigil misses long on a fadeaway jumper from the left wing but he's hacked by Daniel Taylor - foul #2 on Daniel Taylor, team foul #7 | 22-23 |
| Subs | St. Francis (NY) | Fred Frei (PG), Nicholas Coleman (SG), Dustin Bennett (SF), Gary Lind (PF), Richard Myles (C) William Alexander, Shane Greer, Frank Byrd, Randy Moyle, Daniel Taylor | |
| Subs | Gardner-Webb | Herman Wilson (PG), Gregory Bahr (SG), Jordan Casey (SF), James Wirth (C) Scott Reynolds, John Packard, Philip Innocent, Freddy Warf | |
| 07:54 | Gardner-Webb | Leonard Vigil misses the 1st free throw | 22-23 |
| 07:54 | Gardner-Webb | Leonard Vigil makes the 2nd free throw | 22-24 |
| 07:35 | St. Francis (NY) | Fred Frei is whistled for a carry | 22-24 |
| Subs | St. Francis (NY) | | |
| Subs | Gardner-Webb | Carroll Magruder (PF) Leonard Vigil | |
| Lineup | St. Francis (NY) | PG - Fred Frei (fresh) 1 ast. SG - Nicholas Coleman (fresh) 9 pts. SF - Dustin Bennett (fairly fresh) 3 reb. PF - Gary Lind (fresh) 5 pts. C - Richard Myles (fresh) | |
| Lineup | Gardner-Webb | PG - Herman Wilson (fresh) SG - Gregory Bahr (fresh) 2 ast. SF - Jordan Casey (fresh) PF - Carroll Magruder (fresh) 2 pts. C - James Wirth (fresh) 8 pts. | |
| 07:08 | Gardner-Webb | Fred Frei is called for the reach on Herman Wilson - foul #1 on Fred Frei, team foul #8 | 22-24 |
| 07:08 | Gardner-Webb | Herman Wilson makes the 1st free throw | 22-25 |
| 07:08 | Gardner-Webb | Herman Wilson makes the 2nd free throw | 22-26 |
| 06:54 | St. Francis (NY) | Fred Frei misses badly on a 3 pointer from the right wing but he's hacked by Herman Wilson - foul #1 on Herman Wilson, team foul #6 | 22-26 |
| 06:54 | St. Francis (NY) | Fred Frei makes the 1st free throw | 23-26 |
| 06:54 | St. Francis (NY) | Fred Frei makes the 2nd free throw | 24-26 |
| 06:54 | St. Francis (NY) | Fred Frei makes the 3rd free throw | 25-26 |
| 06:33 | Gardner-Webb | Gregory Bahr is open but comes up short on the floater from the left side | 25-26 |
| 06:32 | St. Francis (NY) | Richard Myles pulls down the rebound | 25-26 |
| 06:12 | St. Francis (NY) | Gary Lind is called for the illegal screen - foul #2 on Gary Lind, team foul #9 | 25-26 |
| Subs | St. Francis (NY) | Joe Correia (PG), Randy Moyle (PF) Fred Frei, Gary Lind | |
| Subs | Gardner-Webb | Scott Reynolds (PG), Curtis Farthing (SF) Herman Wilson, Jordan Casey | |
| 05:45 | Gardner-Webb | Scott Reynolds scores on a floater from the right wing on a nice dish by Curtis Farthing | 25-28 |
| 05:31 | St. Francis (NY) | Richard Myles misses long on a floater from the right block | 25-28 |
| 05:30 | Gardner-Webb | The rebound goes to Curtis Farthing | 25-28 |
| 05:24 | Gardner-Webb | Carroll Magruder misses short on a driving attempt from close range but he's hacked by Randy Moyle - foul #1 on Randy Moyle, team foul #10 | 25-28 |
| Subs | St. Francis (NY) | | |
| Subs | Gardner-Webb | Leonard Vigil (PF) James Wirth | |
| 05:24 | Gardner-Webb | Carroll Magruder misses the 1st free throw | 25-28 |
| 05:24 | Gardner-Webb | Carroll Magruder makes the 2nd free throw | 25-29 |
| 05:04 | St. Francis (NY) | Richard Myles banks in the layup | 27-29 |
| 05:02 | Gardner-Webb | Joe Correia is called for the reach on Scott Reynolds in the backcourt - foul #1 on Joe Correia, team foul #11 | 27-29 |
| Subs | St. Francis (NY) | | |
| Subs | Gardner-Webb | John Packard (SF), James Wirth (C) Curtis Farthing, Carroll Magruder | |
| 05:02 | Gardner-Webb | Scott Reynolds makes the 1st free throw | 27-30 |
| 05:02 | Gardner-Webb | Scott Reynolds makes the 2nd free throw | 27-31 |
| 04:47 | St. Francis (NY) | Dustin Bennett connects on the jumper from close range set up by Joe Correia | 29-31 |
| 04:34 | Gardner-Webb | Scott Reynolds is wide open but clanks a 3pt jumper from the left corner | 29-31 |
| 04:32 | Gardner-Webb | Leonard Vigil grabs the offensive rebound | 29-31 |
| 04:22 | Gardner-Webb | Scott Reynolds is wide open but clanks a 3 pointer from straight away | 29-31 |
| 04:20 | St. Francis (NY) | Dustin Bennett snags the defensive board | 29-31 |
| 03:59 | St. Francis (NY) | Richard Myles can't connect on a 3pt attempt from the left wing | 29-31 |
| 03:58 | Gardner-Webb | James Wirth grabs the board | 29-31 |
| 03:47 | Gardner-Webb | Leonard Vigil makes the turnaround from the left block on a great pass from Gregory Bahr and the foul's on Randy Moyle - foul #2 on Randy Moyle, team foul #12 | 29-33 |
| Subs | St. Francis (NY) | Frederick Marinez (PG), Fred Frei (SG), Frank Byrd (SF), Gary Lind (PF), Daniel Taylor (C) Joe Correia, Nicholas Coleman, Dustin Bennett, Randy Moyle, Richard Myles | |
| Subs | Gardner-Webb | Herman Wilson (SG), Jordan Casey (SF), Larry Feinstein (C) Gregory Bahr, John Packard, James Wirth | |
| 03:47 | Gardner-Webb | Leonard Vigil makes the free throw | 29-34 |
| 03:31 | St. Francis (NY) | Frederick Marinez misses badly on a pull-up jumper from the free throw line but he's fouled by Scott Reynolds - foul #2 on Scott Reynolds, team foul #7 | 29-34 |
| Subs | St. Francis (NY) | | |
| Subs | Gardner-Webb | Freddy Warf (C) Leonard Vigil | |
| 03:31 | St. Francis (NY) | Frederick Marinez makes the 1st free throw | 30-34 |
| 03:31 | St. Francis (NY) | Frederick Marinez makes the 2nd free throw | 31-34 |
| Lineup | St. Francis (NY) | PG - Frederick Marinez (fresh) 4 pts. 1 ast. SG - Fred Frei (fresh) 3 pts. 1 ast. SF - Frank Byrd (fairly fresh) 3 pts. PF - Gary Lind (fresh) 5 pts. C - Daniel Taylor (tiring) | |
| Lineup | Gardner-Webb | PG - Scott Reynolds (fairly fresh) 14 pts. 1 ast. SG - Herman Wilson (fresh) 2 pts. SF - Jordan Casey (fresh) PF - Larry Feinstein (fresh) 2 reb. C - Freddy Warf (fresh) 1 pts. 3 reb. | |
| 03:29 | Gardner-Webb | Larry Feinstein is hacked by Gary Lind in the backcourt - foul #3 on Gary Lind, team foul #13 | 31-34 |
| Subs | St. Francis (NY) | Richard Myles (PF) Gary Lind | |
| Subs | Gardner-Webb | | |
| 03:29 | Gardner-Webb | Larry Feinstein misses the 1st free throw | 31-34 |
| 03:29 | Gardner-Webb | Larry Feinstein makes the 2nd free throw | 31-35 |
| 03:05 | St. Francis (NY) | A charge is called on Fred Frei - foul #2 on Fred Frei, team foul #14 | 31-35 |
| Subs | St. Francis (NY) | | |
| Subs | Gardner-Webb | Gregory Bahr (SG) Scott Reynolds | |
| 02:58 | Gardner-Webb | Herman Wilson's pass is intercepted by Fred Frei in the backcourt | 31-35 |
| 02:43 | St. Francis (NY) | Richard Myles can't connect on a fadeaway from the free throw line but the foul's on Gregory Bahr - foul #1 on Gregory Bahr, team foul #8 | 31-35 |
| Subs | St. Francis (NY) | Nicholas Coleman (SG), Dustin Bennett (SF) Fred Frei, Frank Byrd | |
| Subs | Gardner-Webb | John Packard (SG) Gregory Bahr | |
| 02:43 | St. Francis (NY) | Richard Myles makes the 1st free throw | 32-35 |
| 02:43 | St. Francis (NY) | Richard Myles misses the 2nd free throw | 32-35 |
| 02:43 | Gardner-Webb | Freddy Warf snags the defensive board | 32-35 |
| 02:29 | Gardner-Webb | Freddy Warf connects on the jump hook in the lane set up by John Packard | 32-37 |
| 02:06 | St. Francis (NY) | The short jumper by Daniel Taylor is denied by Jordan Casey | 32-37 |
| 02:04 | Gardner-Webb | John Packard grabs the board | 32-37 |
| 01:59 | Gardner-Webb | Herman Wilson misses long on a 3pt jumper from the right corner | 32-37 |
| 01:58 | Gardner-Webb | Larry Feinstein snags the offensive board | 32-37 |
| 01:31 | Gardner-Webb | Freddy Warf loses the dribble to Frederick Marinez | 32-37 |
| 01:28 | St. Francis (NY) | Frederick Marinez slams it home | 34-37 |
| 01:09 | Gardner-Webb | Larry Feinstein connects on the floater from the baseline on a nice dish by John Packard | 34-39 |
| 01:09 | St. Francis (NY) | St. Francis (NY) calls a full timeout (2 :30 3 full remaining) | 34-39 |
| Subs | St. Francis (NY) | William Alexander (PG), Shane Greer (SG), Frank Byrd (SF), Randy Moyle (PF) Frederick Marinez, Nicholas Coleman, Dustin Bennett, Richard Myles | |
| Subs | Gardner-Webb | Scott Reynolds (PG), Gregory Bahr (SG), Leonard Vigil (PF), James Wirth (C) Herman Wilson, Jordan Casey, Larry Feinstein, Freddy Warf | |
| 00:54 | St. Francis (NY) | Randy Moyle is called for a charge - foul #3 on Randy Moyle, team foul #15 | 34-39 |
| Subs | St. Francis (NY) | Fred Frei (SG) Randy Moyle | |
| Subs | Gardner-Webb | | |
| 00:52 | Gardner-Webb | Fred Frei is called for the reach on Gregory Bahr in the backcourt - foul #3 on Fred Frei, team foul #16 | 34-39 |
| Subs | St. Francis (NY) | Richard Myles (PF) Fred Frei | |
| Subs | Gardner-Webb | | |
| 00:52 | Gardner-Webb | Gregory Bahr makes the 1st free throw | 34-40 |
| 00:52 | Gardner-Webb | Gregory Bahr makes the 2nd free throw | 34-41 |
| 00:27 | St. Francis (NY) | Daniel Taylor's pass is off the mark and out of bounds | 34-41 |
| Subs | St. Francis (NY) | | |
| Subs | Gardner-Webb | Philip Innocent (SF) John Packard | |
| 00:00 | Gardner-Webb | James Wirth hits the front of the rim on the jump hook near the basket | 34-41 |