| Lineup | Charlotte | PG - Wayne Cheever (fresh) SG - Darrell Pettis (fresh) SF - Robert McDargh (fresh) PF - David Gransky (fresh) C - Joshua Anderson (fresh) | |
| Lineup | UMass | PG - Richard Duong (fresh) SG - Steven Beard (fresh) SF - Steve Puryear (fresh) PF - Christopher McCreedy (fresh) C - Brian Robinson (fresh) | |
| 20:00 | Charlotte | David Gransky wins the tip | 0-0 |
| Game Plan | Charlotte | Charlotte is playing a fastbreak offense and a man to man (0) | |
| Game Plan | UMass | UMass is playing a motion offense (uptempo) and a man to man (-1) | |
| 19:47 | Charlotte | Wayne Cheever connects on the pull-up jumper from the left wing on a great pass from Darrell Pettis | 2-0 |
| 19:25 | UMass | Steven Beard makes the 3pt jumper from the left corner on a great pass from Brian Robinson | 2-3 |
| 19:07 | Charlotte | David Gransky is whistled for traveling | 2-3 |
| 18:53 | UMass | Steve Puryear misses long on a runner from close range but the foul's on Joshua Anderson - foul #1 on Joshua Anderson, team foul #1 | 2-3 |
| 18:53 | UMass | Steve Puryear misses the 1st free throw | 2-3 |
| 18:53 | UMass | Steve Puryear makes the 2nd free throw | 2-4 |
| 18:24 | Charlotte | David Gransky comes up short on the floater from the free throw line | 2-4 |
| 18:22 | UMass | Richard Duong pulls down the rebound | 2-4 |
| 18:17 | UMass | Steve Puryear hits a floater near the basket | 2-6 |
| 18:11 | Charlotte | Christopher McCreedy takes the ball from Robert McDargh | 2-6 |
| 17:42 | UMass | Steven Beard misses badly on a jumper from the right side | 2-6 |
| 17:41 | UMass | The offensive rebound goes to Christopher McCreedy | 2-6 |
| 17:34 | UMass | Steve Puryear blows the layup | 2-6 |
| 17:33 | Charlotte | Joshua Anderson snags the defensive board | 2-6 |
| 17:28 | Charlotte | David Gransky can't connect on a turnaround near the basket but he's hacked by Brian Robinson - foul #1 on Brian Robinson, team foul #1 | 2-6 |
| Subs | Charlotte | Brian Huitt (PG), David Rutledge (C) Wayne Cheever, Joshua Anderson | |
| Subs | UMass | | |
| 17:28 | Charlotte | David Gransky makes the 1st free throw | 3-6 |
| 17:28 | Charlotte | David Gransky misses the 2nd free throw | 3-6 |
| 17:28 | Charlotte | David Rutledge pulls down the offensive rebound | 3-6 |
| 17:18 | Charlotte | Robert McDargh is fouled on the floor by Steve Puryear - foul #1 on Steve Puryear, team foul #2 | 3-6 |
| 17:01 | Charlotte | Brian Huitt hits the front of the rim on the 3pt shot from the right corner | 3-6 |
| 16:59 | UMass | Brian Robinson grabs the board | 3-6 |
| 16:53 | UMass | Christopher McCreedy misses long on a jumper from the right side | 3-6 |
| 16:52 | Charlotte | David Gransky grabs the defensive rebound | 3-6 |
| 16:44 | Charlotte | Steven Beard steps in front of the Robert McDargh pass | 3-6 |
| 16:38 | UMass | Brian Robinson knocks in the fadeaway from the right block set up by Steve Puryear | 3-8 |
| 16:12 | Charlotte | David Gransky connects on the 3pt jumper from the right wing | 6-8 |
| 16:07 | UMass | Steven Beard is hacked by Robert McDargh - foul #1 on Robert McDargh, team foul #2 | 6-8 |
| Subs | Charlotte | Wayne Cheever (PG), Stan Shipp (SG), Dwayne Loper (PF), Joshua Anderson (C) Brian Huitt, Darrell Pettis, Robert McDargh, David Gransky | |
| Subs | UMass | James Room (SF), Raymond Erlandson (PF), Arthur Snavely (C) Steve Puryear, Christopher McCreedy, Brian Robinson | |
| 15:55 | UMass | Raymond Erlandson hits the front of the rim on the driving attempt near the basket | 6-8 |
| 15:54 | Charlotte | Joshua Anderson pulls down the rebound | 6-8 |
| Lineup | Charlotte | PG - Wayne Cheever (fresh) 2 pts. SG - Stan Shipp (fresh) SF - David Rutledge (fresh) PF - Dwayne Loper (fresh) C - Joshua Anderson (fresh) 2 reb. | |
| Lineup | UMass | PG - Richard Duong (fresh) SG - Steven Beard (fresh) 3 pts. SF - James Room (fresh) PF - Raymond Erlandson (fresh) C - Arthur Snavely (fresh) | |
| 15:50 | Charlotte | Wayne Cheever is whistled for a charge - foul #1 on Wayne Cheever, team foul #3 | 6-8 |
| Subs | Charlotte | | |
| Subs | UMass | Brian Carroll (PG) Richard Duong | |
| 15:39 | UMass | Brian Carroll hits the front of the rim on the 3pt jumper from the right wing | 6-8 |
| 15:37 | UMass | Steven Beard grabs the offensive board | 6-8 |
| 15:23 | UMass | Arthur Snavely can't connect on a fadeaway from the left side but the foul's on Joshua Anderson - foul #2 on Joshua Anderson, team foul #4 | 6-8 |
| Subs | Charlotte | David Fulmore (C) Joshua Anderson | |
| Subs | UMass | Paul Stembridge (PF) Steven Beard | |
| 15:23 | UMass | Arthur Snavely makes the 1st free throw | 6-9 |
| 15:23 | UMass | Arthur Snavely misses the 2nd free throw | 6-9 |
| 15:23 | Charlotte | David Fulmore grabs the board | 6-9 |
| 15:18 | Charlotte | David Rutledge's floater is tipped away by Arthur Snavely | 6-9 |
| 15:16 | UMass | Paul Stembridge grabs the defensive rebound | 6-9 |
| 14:58 | UMass | Arthur Snavely misses the turnaround in the lane but he's hacked by David Fulmore - foul #1 on David Fulmore, team foul #5 | 6-9 |
| Subs | Charlotte | Brian Huitt (PG) Wayne Cheever | |
| Subs | UMass | Richard Duong (PG), Steve Puryear (SF), Christopher McCreedy (PF) Brian Carroll, Raymond Erlandson, Paul Stembridge | |
| 14:58 | UMass | Arthur Snavely makes the 1st free throw | 6-10 |
| 14:58 | UMass | Arthur Snavely misses the 2nd free throw | 6-10 |
| 14:58 | Charlotte | Stan Shipp grabs the defensive rebound | 6-10 |
| 14:37 | Charlotte | David Fulmore misses the easy layup | 6-10 |
| 14:36 | UMass | Richard Duong grabs the defensive rebound | 6-10 |
| 14:18 | UMass | James Room is hacked by Stan Shipp - foul #1 on Stan Shipp, team foul #6 | 6-10 |
| Subs | Charlotte | Darrell Pettis (SG), Robert McDargh (SF), David Gransky (PF) Stan Shipp, David Rutledge, David Fulmore | |
| Subs | UMass | Steven Beard (SG), Brian Robinson (C) James Room, Arthur Snavely | |
| 14:08 | UMass | Richard Duong comes up short on the jumper from the right side | 6-10 |
| 14:07 | Charlotte | Robert McDargh snags the defensive board | 6-10 |
| 14:02 | Charlotte | Steven Beard is called for the reach on Darrell Pettis - foul #1 on Steven Beard, team foul #3 | 6-10 |
| Subs | Charlotte | David Fulmore (C) Dwayne Loper | |
| Subs | UMass | | |
| 13:50 | Charlotte | Richard Duong steals it from David Gransky | 6-10 |
| 13:32 | UMass | Steven Beard can't connect on a 3 pointer from the left corner | 6-10 |
| 13:31 | UMass | Christopher McCreedy tips it in | 6-12 |
| 13:08 | Charlotte | David Fulmore comes up short on the driving attempt from close range | 6-12 |
| 13:07 | Charlotte | Robert McDargh misses the tip | 6-12 |
| 13:05 | UMass | Christopher McCreedy pulls down the rebound | 6-12 |
| 12:47 | UMass | Steven Beard misses the 3 pointer from the left wing | 6-12 |
| 12:46 | Charlotte | Robert McDargh grabs the board | 6-12 |
| 12:41 | Charlotte | Brian Huitt can't connect on a 3pt shot from the left wing | 6-12 |
| 12:39 | Charlotte | David Fulmore tips it home | 8-12 |
| 12:22 | UMass | Steven Beard buries a 3pt jumper from the right corner on a nice dish by Richard Duong | 8-15 |
| 12:15 | Charlotte | Darrell Pettis is hacked by Steven Beard - foul #2 on Steven Beard, team foul #4 | 8-15 |
| Subs | Charlotte | Wayne Cheever (PG), David Rutledge (SF), Dwayne Loper (C) Brian Huitt, Robert McDargh, David Fulmore | |
| Subs | UMass | Brian Carroll (PG), James Room (SG), Raymond Erlandson (SF), Paul Stembridge (PF), Arthur Snavely (C) Richard Duong, Steven Beard, Steve Puryear, Christopher McCreedy, Brian Robinson | |
| 12:03 | Charlotte | Arthur Snavely swats the layup by David Rutledge | 8-15 |
| 12:01 | UMass | Arthur Snavely snags the defensive board | 8-15 |
| 11:53 | UMass | David Rutledge takes the ball from James Room | 8-15 |
| Lineup | Charlotte | PG - Wayne Cheever (fresh) 2 pts. SG - Darrell Pettis (fairly fresh) 1 ast. SF - David Rutledge (fresh) PF - David Gransky (fresh) 4 pts. C - Dwayne Loper (fresh) | |
| Lineup | UMass | PG - Brian Carroll (fresh) SG - James Room (fresh) SF - Raymond Erlandson (fresh) PF - Paul Stembridge (fresh) C - Arthur Snavely (fresh) 2 pts. 2 blk. | |
| 11:40 | Charlotte | Darrell Pettis is fouled on the floor by James Room - foul #1 on James Room, team foul #5 | 8-15 |
| Subs | Charlotte | Stan Shipp (SG) Darrell Pettis | |
| Subs | UMass | | |
| 11:27 | Charlotte | James Room takes the ball from Wayne Cheever | 8-15 |
| 11:15 | UMass | Brian Carroll double dribbles | 8-15 |
| Subs | Charlotte | David Fulmore (C) David Gransky | |
| Subs | UMass | | |
| 10:57 | Charlotte | David Rutledge is fouled on the floor by Raymond Erlandson - foul #1 on Raymond Erlandson, team foul #6 | 8-15 |
| Subs | Charlotte | Robert McDargh (SF) David Fulmore | |
| Subs | UMass | Richard Duong (PG), Steve Puryear (SF), Christopher McCreedy (PF), Brian Robinson (C) Brian Carroll, Raymond Erlandson, Paul Stembridge, Arthur Snavely | |
| 10:51 | Charlotte | Robert McDargh is whistled for traveling | 8-15 |
| 10:27 | UMass | Christopher McCreedy blows the dunk but he's fouled by Dwayne Loper - foul #1 on Dwayne Loper, team foul #7 | 8-15 |
| Subs | Charlotte | Darrell Pettis (SG), David Fulmore (C) Stan Shipp, Dwayne Loper | |
| Subs | UMass | | |
| 10:27 | UMass | Christopher McCreedy makes the 1st free throw | 8-16 |
| 10:27 | UMass | Christopher McCreedy misses the 2nd free throw | 8-16 |
| 10:27 | Charlotte | David Fulmore pulls down the rebound | 8-16 |
| 10:08 | Charlotte | David Fulmore knocks in the runner near the basket and he's hacked by Steve Puryear - foul #2 on Steve Puryear, team foul #7 | 10-16 |
| Subs | Charlotte | Brian Huitt (PG), David Gransky (PF) Wayne Cheever, David Rutledge | |
| Subs | UMass | Raymond Erlandson (SF) Steve Puryear | |
| 10:08 | Charlotte | David Fulmore makes the free throw | 11-16 |
| 10:01 | UMass | Raymond Erlandson throws a bad pass out of bounds | 11-16 |
| Subs | Charlotte | | |
| Subs | UMass | Brian Carroll (SG) James Room | |
| 09:49 | Charlotte | David Fulmore loses the ball out of bounds | 11-16 |
| 09:29 | UMass | Brian Carroll can't connect on a pull-up jumper from just outside the lane | 11-16 |
| 09:28 | Charlotte | Robert McDargh grabs the board | 11-16 |
| 09:23 | Charlotte | Robert McDargh drills a jump hook from the baseline set up by David Gransky | 13-16 |
| 09:16 | UMass | Richard Duong misses short on a 3pt jumper from the left wing | 13-16 |
| 09:15 | Charlotte | David Fulmore pulls down the rebound | 13-16 |
| 09:08 | Charlotte | Christopher McCreedy picks off the pass by David Fulmore | 13-16 |
| 09:05 | UMass | Brian Huitt is called for the reach on Richard Duong in the backcourt - foul #1 on Brian Huitt, team foul #8 | 13-16 |
| Subs | Charlotte | Wayne Cheever (PG), David Rutledge (SF), Dwayne Loper (C) Brian Huitt, Robert McDargh, David Fulmore | |
| Subs | UMass | Paul Stembridge (PF), Arthur Snavely (C) Christopher McCreedy, Brian Robinson | |
| 09:05 | UMass | Richard Duong makes the 1st free throw | 13-17 |
| 09:05 | UMass | Richard Duong makes the 2nd free throw | 13-18 |
| 08:43 | Charlotte | David Gransky knocks in the driving attempt in the paint | 15-18 |
| 08:24 | UMass | Richard Duong comes up short on the 3pt shot from the right corner | 15-18 |
| 08:23 | Charlotte | Darrell Pettis pulls down the rebound | 15-18 |
| 08:18 | Charlotte | David Rutledge travels with the ball | 15-18 |
| Subs | Charlotte | Stan Shipp (SG), David Fulmore (C) Darrell Pettis, David Gransky | |
| Subs | UMass | James Room (SG) Richard Duong | |
| 08:04 | UMass | James Room throws it down on a great pass from Brian Carroll | 15-20 |
| 07:53 | Charlotte | David Rutledge misses long on a 3 from the left corner | 15-20 |
| 07:52 | UMass | James Room snags the defensive board | 15-20 |
| Lineup | Charlotte | PG - Wayne Cheever (fairly fresh) 2 pts. SG - Stan Shipp (fresh) SF - David Rutledge (fresh) PF - Dwayne Loper (fresh) C - David Fulmore (fresh) 5 pts. 4 reb. | |
| Lineup | UMass | PG - Brian Carroll (fresh) 1 ast. SG - James Room (fresh) 2 pts. SF - Raymond Erlandson (fairly fresh) PF - Paul Stembridge (fresh) C - Arthur Snavely (fresh) 2 pts. 2 blk. | |
| 07:37 | UMass | Raymond Erlandson connects on the shot from the baseline on a great pass from Brian Carroll | 15-22 |
| 07:18 | Charlotte | David Rutledge drills a floater from the left side | 17-22 |
| 07:03 | UMass | James Room is whistled for a carry | 17-22 |
| Subs | Charlotte | Brian Huitt (PG), Robert McDargh (SF), David Gransky (PF) Wayne Cheever, Dwayne Loper, David Fulmore | |
| Subs | UMass | Richard Duong (PG), Christopher McCreedy (PF), Brian Robinson (C) Brian Carroll, Paul Stembridge, Arthur Snavely | |
| 06:41 | Charlotte | Stan Shipp misses the 3 from straight away | 17-22 |
| 06:39 | Charlotte | David Gransky pulls down the offensive rebound | 17-22 |
| 06:25 | Charlotte | David Gransky hits the front of the rim on the 3 from the right wing | 17-22 |
| 06:24 | UMass | Brian Robinson pulls down the rebound | 17-22 |
| 06:18 | UMass | Brian Robinson clanks a shot from the right block | 17-22 |
| 06:17 | UMass | Raymond Erlandson tips it in | 17-24 |
| 05:53 | Charlotte | Robert McDargh misses badly on a jumper from close range | 17-24 |
| 05:51 | Charlotte | Robert McDargh pulls down the offensive rebound | 17-24 |
| 05:37 | Charlotte | Brian Huitt is whistled for traveling | 17-24 |
| Subs | Charlotte | Darrell Pettis (SG), David Fulmore (C) Stan Shipp, David Rutledge | |
| Subs | UMass | | |
| 05:23 | UMass | Robert McDargh is called for the reach on Raymond Erlandson - foul #2 on Robert McDargh, team foul #9 | 17-24 |
| Subs | Charlotte | David Rutledge (SF) Robert McDargh | |
| Subs | UMass | Brian Carroll (SG) James Room | |
| 05:23 | UMass | Raymond Erlandson makes the 1st free throw | 17-25 |
| 05:23 | UMass | Raymond Erlandson makes the 2nd free throw | 17-26 |
| 05:06 | Charlotte | David Rutledge throws it down and he's hacked by Brian Carroll - foul #1 on Brian Carroll, team foul #8 | 19-26 |
| Subs | Charlotte | | |
| Subs | UMass | James Room (SF), Arthur Snavely (C) Raymond Erlandson, Brian Robinson | |
| 05:06 | Charlotte | David Rutledge makes the free throw | 20-26 |
| 04:47 | UMass | James Room is hacked by David Rutledge - foul #1 on David Rutledge, team foul #10 | 20-26 |
| Subs | Charlotte | Wayne Cheever (PG), Dwayne Loper (SF) Brian Huitt, David Rutledge | |
| Subs | UMass | | |
| 04:47 | UMass | James Room makes the 1st free throw | 20-27 |
| 04:47 | UMass | James Room makes the 2nd free throw | 20-28 |
| 04:32 | Charlotte | Wayne Cheever's pass is intercepted by Christopher McCreedy | 20-28 |
| 04:16 | UMass | Christopher McCreedy hits the finger roll | 20-30 |
| 04:05 | Charlotte | David Fulmore makes the jumpshot from the left wing on a nice dish by David Gransky | 22-30 |
| 03:49 | UMass | Brian Carroll's pass is off the mark and out of bounds | 22-30 |
| Subs | Charlotte | Robert McDargh (SF), Joshua Anderson (C) David Gransky, David Fulmore | |
| Subs | UMass | Steven Beard (SG), Steve Puryear (SF), Paul Stembridge (PF), Brian Robinson (C) Brian Carroll, James Room, Christopher McCreedy, Arthur Snavely | |
| Lineup | Charlotte | PG - Wayne Cheever (fresh) 2 pts. SG - Darrell Pettis (fresh) 1 ast. SF - Robert McDargh (fresh) 2 pts. 5 reb. PF - Dwayne Loper (fresh) C - Joshua Anderson (fresh) 2 reb. | |
| Lineup | UMass | PG - Richard Duong (fairly fresh) 2 pts. 1 ast. SG - Steven Beard (fresh) 6 pts. SF - Steve Puryear (fresh) 3 pts. PF - Paul Stembridge (fresh) C - Brian Robinson (fresh) 2 pts. 2 reb. | |
| 03:34 | Charlotte | Wayne Cheever hits a 3 from straight away set up by Joshua Anderson | 25-30 |
| 03:26 | UMass | Richard Duong clanks a jumper from the right wing | 25-30 |
| 03:24 | UMass | Steven Beard misses the tip | 25-30 |
| 03:23 | Charlotte | The rebound goes to Robert McDargh | 25-30 |
| 03:18 | Charlotte | Robert McDargh misses the lay-in but he's fouled by Steve Puryear - foul #3 on Steve Puryear, team foul #9 | 25-30 |
| Subs | Charlotte | Brian Huitt (PG), David Rutledge (PF) Wayne Cheever, Dwayne Loper | |
| Subs | UMass | James Room (SF) Steve Puryear | |
| 03:18 | Charlotte | Robert McDargh makes the 1st free throw | 26-30 |
| 03:18 | Charlotte | Robert McDargh makes the 2nd free throw | 27-30 |
| 03:11 | UMass | Paul Stembridge lays it up and in on a nice dish by James Room | 27-32 |
| 03:04 | Charlotte | Joshua Anderson hits the front of the rim on the runner in the paint but he's fouled by Brian Robinson - foul #2 on Brian Robinson, team foul #10 | 27-32 |
| Subs | Charlotte | Stan Shipp (SG) Darrell Pettis | |
| Subs | UMass | | |
| 03:04 | Charlotte | Joshua Anderson misses the 1st free throw | 27-32 |
| 03:04 | Charlotte | Joshua Anderson makes the 2nd free throw | 28-32 |
| 02:47 | UMass | James Room clanks a 3pt shot from the right wing | 28-32 |
| 02:45 | UMass | Brian Robinson tips it home | 28-34 |
| 02:32 | Charlotte | David Rutledge knocks in the 3pt jumper from straight away on a nice dish by Brian Huitt | 31-34 |
| 02:14 | UMass | Steven Beard drills a 3 from straight away on a nice dish by Richard Duong | 31-37 |
| 01:53 | Charlotte | Steven Beard is called for the reach on Stan Shipp - foul #3 on Steven Beard, team foul #11 | 31-37 |
| Subs | Charlotte | David Gransky (PF) David Rutledge | |
| Subs | UMass | Brian Carroll (SG), Christopher McCreedy (PF), Arthur Snavely (C) Steven Beard, Paul Stembridge, Brian Robinson | |
| 01:53 | Charlotte | Stan Shipp misses the 1st free throw | 31-37 |
| 01:53 | Charlotte | Stan Shipp makes the 2nd free throw | 32-37 |
| 01:40 | UMass | Christopher McCreedy clanks a jumper from the left block | 32-37 |
| 01:39 | UMass | Brian Carroll can't tip it in | 32-37 |
| 01:38 | UMass | James Room tips it back up and in | 32-39 |
| 01:27 | Charlotte | Joshua Anderson clanks a 3pt shot from straight away | 32-39 |
| 01:26 | UMass | James Room gets the rebound | 32-39 |
| 01:19 | UMass | Christopher McCreedy misses badly on a shot from just outside the lane but he's hacked by David Gransky - foul #1 on David Gransky, team foul #11 | 32-39 |
| Subs | Charlotte | Wayne Cheever (PG), Darrell Pettis (SG), Dwayne Loper (SF), David Fulmore (C) Brian Huitt, Stan Shipp, Robert McDargh, Joshua Anderson | |
| Subs | UMass | Raymond Erlandson (SF) James Room | |
| 01:19 | UMass | Christopher McCreedy makes the 1st free throw | 32-40 |
| 01:19 | UMass | Christopher McCreedy makes the 2nd free throw | 32-41 |
| 00:55 | Charlotte | David Gransky can't connect on a fadeaway from the right wing | 32-41 |
| 00:54 | UMass | Christopher McCreedy grabs the board | 32-41 |
| 00:37 | UMass | Richard Duong is hacked by Dwayne Loper - foul #2 on Dwayne Loper, team foul #12 | 32-41 |
| Subs | Charlotte | David Rutledge (SF) David Fulmore | |
| Subs | UMass | | |
| 00:37 | UMass | Richard Duong makes the 1st free throw | 32-42 |
| 00:37 | UMass | Richard Duong misses the 2nd free throw | 32-42 |
| 00:37 | Charlotte | Dwayne Loper snags the defensive board | 32-42 |
| 00:13 | Charlotte | David Rutledge misses badly on a 3pt attempt from the left corner | 32-42 |
| 00:12 | UMass | Brian Carroll pulls down the rebound | 32-42 |
| 00:02 | UMass | Arthur Snavely's layup is rejected by David Gransky | 32-42 |
| 00:00 | Charlotte | The rebound goes to Darrell Pettis | 32-42 |