Understood frazzman80, and in fact I curse at my computer screen when I have gone to the trouble to put together a carefully crafted team only to see injuries wreak havoc on it. With a team using random seasons I had both good players in a platoon go down for the season, plus one of my five starters. Ugh. But it does happen in baseball. So instead of Donn Clendennon and Johnny Mize at 1B I had Dalton Jones. And ended up third. But this sort of stuff happens.
I do sometimes play it without injuries turned on, but I prefer to play WITH injuries and without the financial stuff (many people like OOTP because of all the Contract Bargaining, Free Agency, Rule 5 stuff, but I rarely play with that stuff).
So I guess I do agree with mlent, and some championships are decided by such things. I have been watching on YouTube or listening (on a CD I bought) to old World Series. The Yankees played 1964 WS without Kubeck, and the Cardinals played it without Julian Javier. The Yankees had Phil Linz, and the Cards had Dal Maxvill.
The Yankees played 1977 without Bucky Dent and 1978 without Willie Randolph. The Athletics played 1972 without Reggie Jackson. Heck in football, the 1968 Colts, considered maybe the best team ever before Joe Namath and the Jets beat them in the Super Bowl played the whole season without Johnny Unitas. And ended up 13-1. But if you don't play with injuries there is no need to have an Earl Morrall at QB.
In some ways, the championship teams are often precisely those that do have someone that can come in and keep the team going despite major injuries to key players, a whole area of baseball that is ignored here, in favor of an unrealistic strategic context of using "AAA", 200K bench players that can be waived to "purchase" one cookie and so on. This is a reason so many new theme leagues are essentially OLs with some more realistic features. But there would be no need if there were injuries, and I am sure that some algorithm that can evenly distribute AAA talent could also over a season evenly distribute the monetary value of injuries to each owner and team. $80 mil would then have to be spent in a much more creative way.