I hope it works exactly as I laid out. I've got a plan for all three of my long-term teams(all 0 ADV) and have no problem sharing it.
MG: This team is on it's last legs. A retooling is in order. 10-C, 0-HS, 4-IFA. C stays the same, IFA to 8, ADV to 4. I won't be able to really know where IFA/C players project but I'll make it work. I wouldn't have had much better with 14 in C as planned so I'll work it with 10.
Coop: This team is at it's peak. 0-C, 4-HS, 1-IFA. HS, IFA and ADV go +4. I think this team has 2-4 seasons of run left in them so it really is unaffected because I'll have time to get the scouting where I need it to be.
Mantle: Retooled a couple of seasons ago. 0-C, 12-HS, 1-IFA. +4 ADV. Not sure about IFA. That's it.
Three teams in three different situations. Going up, going down, peak. A plan for all three. While your budgets might not be the same currently, your team is in one of those three places.