Wow. I wonder how I missed this thread all this time.
Honest competition. It's what drives most people to play this game. Building a team from drafting well and signing IFA's in and of itself is not a bad strategy. But when your AAA team would "whip" half the MLB teams out there and your ML team is on the way to 100 losses, YOU ARE A TANKER. In your own example, it's painfully obvious that bringing up those guys one season earlier might have possibly put you in the playoffs, without losing any development points. If you have a playoff caliber team and refuse to field it, YOU ARE A TANKER. When you give up wins at the ML level, other teams get those wins. If your team could have beaten a 110 win team in the playoffs, and you refuse to fight, YOU ARE A TANKER. Furthermore, if your potential big league team has a better chance of beating the current 110 win juggernaut than the team you might be chasing for division or WC slot and you hold your studs down, you are CHEATING the other owners by removing a challenge from that team.
If HBD had a consequence for this type of nonsense, like hurting your next season's budget, you wouldn't do this. By doing it this way, you are gaming the system. That's why most of the veterans here would never want to be in a world with you.