I won't sugar coat it... your recruiting is horrible my friend.
You simply can't expect to compete at D1 with guys like Vernon (32 ath, 47 def). YUCK. And that SOB is playing almost 18mpg!! I would have cut that guy immediately... from my D3 team!
I realize you're rebuilding but you gotta aim higher. You play M2M so you can afford to go 10 deep if needed so don't worry about trying to fill out the roster with mediocre players. You don't need to start going all in on 4 stars but without better talent than you have, you're gonna have a bad time.
Here's how I'd start. Take a look at some top D2 teams. A top D2 team can make the NT in D1 no problem and there is no reason why you can't build that exact same team since you're D1. Once you build up your prestige, then start going for some of those 4 and 5 star studs.