What do you think about allowing Prospect Budget to be set to $30 mil on budget day? This would force even more money into Player Payroll on the lowest payroll teams, by not starting the season with, essentilly, $10 mil scheduled to disappear into a transfer penalty right off the bat. I think most teams hovering in the 50-65 win range, especially new owners and owners taking over teams that have been in the toilet for many seasons, would genuinely like to field a better team if they could. But sometimes the best way forward with a really crapped out team is to take a step back. And this would help.
Again, nothing is going to help those who are trying to lose (Mike said something about a boot and an ***, I believe). But the way I see it, the transfer penalty should be an actual penalty for mis-budgeting, and having to make a transfer in-season. It shouldn't be a cost-of-doing-business for bidding on top IFAs. Having it this way distorts the IFA market.
At the end of the day, it's better for IFAs to be distributed, as they are in real life, based mostly on how much money an organization devotes to its scouting, and not based on who can cut their BL budget under $40k.
So, I say cap total prospect budget at $30, let people budget $6-30 mil on day one, and leave everything else, including budget transfers, the same. (edit: the $100k increment idea could also be added)
This will lead to far less money being dumped out of the World as intentional Prospect Transfer penalties, which will help maintain the overall talent in the World at ML and MiL levels. Also, more teams which are currently not in the IFA market heavily will increase expenditures. This will help minimize the advantage of cutting payroll to $25 mil and having a crappy team.
Again, when it comes to what to do about people who want the #1 pick 5 seasons in a row, see Mike's solution. But I think this would fix everything else.