artie, I just wanted to chime in on one thing you said - that you'd like to get more well-rounded players. I'm not sure how literally you meant that, but at D3, trying to get well-rounded players can be a trap, because every player has significant weaknesses. A guy who has (as an example) a 50 rating in every category will look fine in overall rating, but he can be exploited by all kinds of opponents - guys who are faster or more athletic than him, guys who rebound better, etc.
Most of the time, it's much better to get guys who specialize and excel in 1-2 things. Examples: the PG with really high SPD, BH, and PAS, but really low LP and PER. Or the high-ATH, REB, DEF, BLK defensive center who can't score at all. This lets you dictate matchups a lot more, and it gives you a better chance to win games against teams that seem more talented than you. Most teams only need 3-4 guys who can really score (maybe more if you play motion). You only need about 3 really good rebounders, and 2-3 guys who can really handle the ball. I'm not saying I wouldn't love to have more than that, but at D3, it's all about managing tradeoffs.
For me personally, playing M2M, the one thing I won't compromise on is DEF - I want all my guys to be able to defend because a poor M2M defender is the easiest thing for an opponent to exploit. And I want ATH for everyone, though I might make an exception for 1-2 of my guards. But except for those two ratings, I'm really flexible in how I recruit. But they have to be really good at something.