b- is the threshold of where every player in the game will talk to you. there may be just a couple who are like dropdowns but that would be it.
as far as who you can realistically sign, now that is way too situationally dependent to say. if you are in a low competition, low population area, you can sign up to and including the best player in the country. if you are on the east coast, as an a10 school with a strong big east and acc, a strong 4 star player may very well be as out of reach as that near perfect 5 star.
it really just totally depends on the situation... you have to assess the quantity of high caliber players in the area, and the quantity of aggregate openings by the schools you simply cannot compete with, and shoot for the top end of the players who are left. what that translates to in your situation can vary quite a bit... if you have a bit more info, like where your school is, how strong the conf you are in is, how strong the neighboring confs are, that would probably be enough to get an actual estimate.