For example, Marty Johnson from my U of Sciences team in Rupp,
When his BH turns Red, I will go 1 or 2 more points, then shift from 31 to 7 .. and add points to either LP, FW, or C.
Likely I would add some to all 3 if they are still White.
Some notes:
1. I hardly ever go lower than 8 in FT until I get the Maxed Out message
2. I almost always have 1 in SH no matter what.
3. For Attributes that start less than 10 in off Areas (like REB or BLK or possibly LP for Guards) .. I will put 0 in there from the beginning and not care about it. If those Attributes are greater than 10, I would likely put 4-5 (1 or 2 for PEr / LP) minutes in there to maintain them.