Is there any way to make it so that those in foul trouble do not make the intentional foul?  Or is there any way to control who commits the foul in general?

I just played a game in which 3 players (my 3 guards in the rotation) fouled out in the last minute because they committed an intentional foul as their fifth.  One player had 4 out of 5 of his fouls in the last 2 minutes.  In a close game, I'd like to have a guard on the floor to take a 3-pointer (or just a guard on the floor in general), and I have a feeling that if I'm losing late in games that this will happen often if there is no way to fix it.

Something I have noticed from watching basketball in real life is that some coaches frequently sub in and out in the last minute or two to put one player in for defense and the other for offense.  Is there an option for this type of thing in HD so that I can try to control the issue I am having?

UPDATE: My most recent game featured my point guard committing all 5 of his fouls in overtime (4 intentional).  I just wish that there was a way to fix this so that my key players don't foul out consistently.

I think the only way to control it is to adjust your settings at intentionally fouling. You'd have to give your team less minutes to intentionally foul or edit the point gap to be more points.

You could also try managing playing time by target minutes instead of fatigue and boost the target minutes of one of your lesser players you want to sub in to take fouls.