kujay - "But I don't get how you guys that do zero minutes and adjust at midterms get away with it."
you just have to not care if you lose a guy once in a while. i used to play to never lose a guy, 10 minutes a frosh, etc... but out of laziness i stopped taking the time to give people study hall minutes (i usually try to set to 0 once final grades come out, so everyone is 0 to start. and freshman, i don't like to give study hall minutes during exh, as i am unsure if it counts). and what i found is most guys are ok, sometimes u have to adjust to midterms, but on the whole, it is less effort. probably better for growth too, especially if you managed it. i also postulate that semester 2 counts more than semester 1, as in real life.