You say (I think) that it's 100% an owner problem.
I say it's 80% (or so) an owner problem, with the rest being a retirement problem.
Even if we were to agree that it was all (100%) on the owners . . . how do you fix it? To fix it across all of HBD, you would need a 32 *~160 commitment of owners to do the right thing (sign draft picks, drain the IFA budget at the end of the season, etc.). Seeing that we can't even get enough people to do it in worlds like MG and Coop, two of the most elite worlds, how can you expect that this is a problem that can be solved without a gimmick like TC position players?