USE FSS on a few states in your immediate area, but I would not exceed 20% of your budget on it, better to keep it at 10% or so.
Skills....depend on O/D, but assuming you want to stay with Motion/Man. And I would, HD doesn't have a 'magic' o/d like GD does.
PG, in order: Spd, BH, Pass, Def, Ath, Per, Reb, Stm,
SG: Spd, Per, BH, Def, Ath, Pass, Reb, LP
SF: Ath, Spd, Reb, some LP/PER/DEF
PF: Ath, Reb, LP, Def, Blk, BH, Per
C: Ath, Reb, LP, Def, Blk, Pass, FT%
Key trick in D3 is to target guys on the D2 screen, they can be called, and ifthey say you are a 'backup' then they will take your effort if you first do some scouting evaluations.