I was wrong with my statement because I didn't fully explain myself (I was at work and was supposed to be working rather then typing on the forum, so sue me).
A lot of the time, in leagues that I have been in, many of the 'top of the line' free agents, or even just players that I want, will be filing for free agency between 30 and 32. I find that, when offering a deal to a free agent that is over the age of 30, using the Mutual option can be a very valuable tool. Especially when you are in bidding wars with other owners.
I often find that (this is all depending on the player) a positional player will lose a lot of their worth when they are age 35-36. Pitchers tend to last a bit longer but it can depend on how good their stats are to begin with.
Lets say that I am bidding on 31 year old Joe Blow. He Is a power hitter who hit 41 homeruns last year, stole 30 bases and hit just a little above .300 with a OPS of .921. This is a player I want as I am going to be making a strong World series push for the next three years. I know that there will be a lot of bidding for Joe Blow with favourable stats like these. I only want Joe Blow for about 3-4 years depending on his decline, but don't want to pay 16-17 million to compete with owners who are offering him 12 million over 5 years. So I offer Joe Blow a 5 year contract at 12 million per season, making sure to backload the contract and I add a mutual option, knowing full well that I have no intention of keeping Joe Blow in season 5 of the contract. To buy him out, it still costs 25% of the salary but its a small price to pay for an important piece that I will be needing in the future.
Now, as always, there are exceptions to every rule. Joe Blow could keep his stats and opt out of the contract, making me have to bid for him again, but chances are there is a new stud 29-32 year old that has come along by then.
My best, current example I can give of this is my contract with
https://www.whatifsports.com/HBD/Pages/Popups/PlayerRatings.aspx?pid=4217007
I needed a good bat and was willing to pay 4 seasons ago. After losing the bid on a few others, File was my go to. I offered him 5 years with a mutual contract and was able to get him. The last 2 seasons he had been dreadful. I had planned on buying him out, but he did me a favour and declined the option. I doubt I'll get a type A pick for him, but that's even more money off of the books to spend elsewhere.
When in doubt, listen to the other guys. They have been playing a lot longer then I have. Although I did just win a WS title. :D
Edit: What MikeT said.
(If I'm running too long just stop reading)
Another really good example I can show is with
https://www.whatifsports.com/HBD/Pages/Popups/PlayerRatings.aspx?pid=4812052
In his last year of his contract he will be 35 and probably not worth $11 million. I'll probably end up buying him out if he doesn't leave first. But I don't think I could have won the World series last year without his bat.
11/27/2015 4:56 PM (edited)