A snip from one of my comments in another thread:
"The problem is really not so much the owner getting the players/cash than it is the owner giving it up. They tend not to get full value because A) winning takes them further away from a good pick B) they're only concerned with their position and not with the other contenders."
So, essentially, since the money is spent, the team giving up the cash will almost always throw in "another mil" to "sweeten the pot" because of the above. Therefore, whatever "value" you see changes based on these factors. As death said(and stole from me), cash is for the stupid, lazy or both. Stupid and lazy shouldn't be rewarded.