Posted by strikeout26 on 2/21/2019 7:05:00 PM (view original):
Posted by bad_luck on 2/21/2019 6:39:00 PM (view original):
Posted by strikeout26 on 2/21/2019 6:31:00 PM (view original):
Posted by bad_luck on 2/21/2019 6:26:00 PM (view original):
Posted by strikeout26 on 2/21/2019 6:24:00 PM (view original):
No, it's not a weird standard. If you are smart with your choices, more times than not it will be the right choice. We'll use your "buying a house" example. If I buy a house with no money in reserve I am asking for disaster. It is a bad idea. Even if it works out okay in the end, it was still a bad idea.
Or, you buy a house and the market takes a dump. You lose your job, run through your savings, and can't sell the house. Your credit is wrecked for seven years after the bank forecloses.
Yes, **** happens. Guess what. Successful people pull themselves back up. It literally happens all the time. That is the essence of my whole point. Being poor temporarily is a product of unfortunate circumstances. Being permanently poor is a product of bad choices and poor money management.
Let's say, for the sake of argument, that you're right about that.
What difference does it make? Does it mean we eliminate social safety nets?
I am right, but anyways.
Here's my thing on social safety nets. Federal safety nets should be a last resort. The order of responsibility is as follows: Community (Religious and social), Local governments, state governments, federal governments.
The first three have been exempt from their responsibilities because for almost 100 years now the federal government has been the "first responder". If we start holding the correct hierarchy responsible, I believe the need for government intervention will dissipate.
I don't think that's actually correct. It depends on the situation but, for instance, unemployment is a state program. Medicaid costs are shared by the states and the feds. Homeless shelters are usually city programs. Food banks are community programs.
Some housing programs are state run. Others are federally run.
If you're talking about things like Medicare or Social Security, there's really no way for anyone other than the Feds to run that.