Size doesn't matter. It's a matter of the heart.

Tell that to Melania!

Posted by evil_twin on 12/14/2020 4:02:00 PM (view original):
Where was your outrage when they bailed out the banks? Are you a bootlicking stooge or just have the memory of a goldfish?

TARP was not a bail out. They were equity injections but really pseudo loans that were paid back with interest. The "little guy" is a person who decided to become an apprentice plumber and worked their way up. They don't have any student debt and make a decent living. Unlike the incompetent music major who took $150k in student loans to come out with a worthless degree and is blaming the Gov't.

Why should taxpayers pick up the bill for irresponsible consumers? Why is the person who got a degree entitled to monies that the person that did not get a degree isn't?

If you're going to debate at least debate honestly.

"let's debate honestly"

>proceeds to generalize that all people with student debt are incompetent music majors

actually he made that generalization before he said let's debate honestly.

Posted by tangplay on 12/16/2020 3:57:00 PM (view original):
"let's debate honestly"

>proceeds to generalize that all people with student debt are incompetent music majors

Never said "all". I used that as an example. Business majors aren't asking for loans to be forgiven. They are likely earning a strong wage and have a sense of responsibility to repay the debt. Same for engineers, lawyers, doctors, nurses, etc.

You would not understand.

You're still wrong.



Business majors ARE asking for loans to be forgiven, and at a similar rate to arts/humanities majors.

Maybe this would be a good opportunity to reflect on why your intuition was so wrong on this issue, and why you're consistently wrong on everything else?

Posted by tangplay on 12/16/2020 5:16:00 PM (view original):
You're still wrong.



Business majors ARE asking for loans to be forgiven, and at a similar rate to arts/humanities majors.

Maybe this would be a good opportunity to reflect on why your intuition was so wrong on this issue, and why you're consistently wrong on everything else?

You're conflating default rates with asks for forgiveness? Why? It could be that business majors also tried to start and failed a business or two. 33 is pretty young. Mark Cuban filed for bankruptcy twice before hitting it big. At 33 you're a toddler in the business world. Context matters. You don't even have a logical thought of your own. You only state what you read. You never provide context.

So if you read that over the past 20 years the most successful NFL team had at least one player drafted in the 6th round or later start for them, you would assume that to be successful NFL teams should draft really good players in the 6th round or later and start them? Or for context you would see that the Pats got lucky with Tom Brady and Julian Edelman, respectively. I don't mind you sharing data but provide context and what you gauge from that data. You rarely if ever do that. Parroting is easy. But explain to me why I should trust the data. There you fail and consistently.

I couldn't find any data on "asking for forgiveness," but I think it's a fair assumption that people who have defaulted on their loans are more likely to want those loans forgiven.

From your argument, we would probably expect to see that business majors rarely default on their student loans, and arts/humanities majors default often. Furthermore, the fact that STEM and Vocational majors are very similar suggests that the issue is less about the specific major and more a widespread problem. How do you explain that?

Just accept that you are wrong here. No, people besides lazy arts majors have student loan problems. You said, "Business majors aren't asking for loans to be forgiven." That is clearly, demonstrably, untrue.

As for your NFL example, it shows how clueless you are. If we had a discussion about football and you brought that up, I would call you out for a small sample size and mistaking correlation for causation. We can easily look at the success of NFL players by draft round and see that first round picks, on average, fare better than later round picks. The fact that the Pats have two successful late round players is correlative to their success, not causative. Their system is really good, so they were able to make a mediocre QB like Tom Brady into appearing like an elite one, even if that was a façade.

See, you fail to realize that you are criticizing yourself here. I NEVER use anecdotes like "over the past 20 years the most successful NFL team had at least one player drafted in the 6th round or later start for them" or "the NBA is racist because it has more black players." YOU do that. I use studies, not anecdotes and statistics (for the most part). Yes, I agree. Anecdotes require context. Studies ARE that context.

Posted by tangplay on 12/16/2020 5:33:00 PM (view original):
I couldn't find any data on "asking for forgiveness," but I think it's a fair assumption that people who have defaulted on their loans are more likely to want those loans forgiven.

From your argument, we would probably expect to see that business majors rarely default on their student loans, and arts/humanities majors default often. Furthermore, the fact that STEM and Vocational majors are very similar suggests that the issue is less about the specific major and more a widespread problem. How do you explain that?

Just accept that you are wrong here. No, people besides lazy arts majors have student loan problems. You said, "Business majors aren't asking for loans to be forgiven." That is clearly, demonstrably, untrue.

As for your NFL example, it shows how clueless you are. If we had a discussion about football and you brought that up, I would call you out for a small sample size and mistaking correlation for causation. We can easily look at the success of NFL players by draft round and see that first round picks, on average, fare better than later round picks. The fact that the Pats have two successful late round players is correlative to their success, not causative. Their system is really good, so they were able to make a mediocre QB like Tom Brady into appearing like an elite one, even if that was a façade.

See, you fail to realize that you are criticizing yourself here. I NEVER use anecdotes like "over the past 20 years the most successful NFL team had at least one player drafted in the 6th round or later start for them" or "the NBA is racist because it has more black players." YOU do that. I use studies, not anecdotes and statistics (for the most part). Yes, I agree. Anecdotes require context. Studies ARE that context.

Not true. I never would accept a handout. I pay my debts. We hire young kids with loans and they are appalled by the notion of having something forgiven. Small sample but if you have character in my view you don't ask for handouts. And your "assumption" is not a fact it is just that, your assumption. I told you about Tom Brady and Edelman and you would not have guessed and if you werent a football fan you would ask for maybe more context at best. I use those anecdotes to show you that statistics may be misleading and that context matters. Hopefully it sinks in eventually but you also said that the US and the Soviet Union were not allies in WW2 so you really don't live in reality.

Yes, statistics and anecdotes CAN be misleading. I agree. Thanks for arguing against yourself. Your sample size of one means nothing.

Not every business major is the same as you. I have proven that over 20% of business majors default on their student loans. Yet, instead of just admitting that you were wrong, your current position is that no one of the 20% supports student debt forgiveness. You said engineers aren't asking for debt forgiveness. Yet ~18% default on their student loans.

It's ok to be wrong. Sorry.

Posted by tangplay on 12/16/2020 3:57:00 PM (view original):
"let's debate honestly"

>proceeds to generalize that all people with student debt are incompetent music majors

Did somebody say incompetent music major?

Just what IS an incompetent music major?

Oh wait, I think I know this one.............. a drummer.

Hey! I was a drummer, and I resent that! I think it's a bass player!

free tuition is a non-starter in my book

as is paying off the loans of deadbeats



the price of college is about ten times what it should be

so i the selfish boomer taxpayer want no part of it



find a cheaper college

pay your bills

keep my social security coming